▼ 0.50% · 3.625%
HK$2,435
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,511
−HK$77/mo
Today · 4.125%
HK$2,588
baseline
▲ 0.50% · 4.625%
HK$2,745
+HK$157/mo
Deposit HK$534K · loan HK$534K · min. income ≈ HK$5,176/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,709
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,781
−HK$74/mo
Today · 4.125%
HK$2,855
baseline
▲ 0.50% · 4.625%
HK$3,006
+HK$151/mo
Deposit HK$534K · loan HK$534K · min. income ≈ HK$5,710/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,678
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,762
−HK$84/mo
Today · 4.125%
HK$2,846
baseline
▲ 0.50% · 4.625%
HK$3,020
+HK$174/mo
Deposit HK$481K · loan HK$587K · min. income ≈ HK$5,692/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,980
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,060
−HK$81/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,306
+HK$165/mo
Deposit HK$481K · loan HK$587K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,922
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,013
−HK$92/mo
Today · 4.125%
HK$3,105
baseline
▲ 0.50% · 4.625%
HK$3,294
+HK$189/mo
Deposit HK$427K · loan HK$641K · min. income ≈ HK$6,210/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,251
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,338
−HK$88/mo
Today · 4.125%
HK$3,426
baseline
▲ 0.50% · 4.625%
HK$3,607
+HK$181/mo
Deposit HK$427K · loan HK$641K · min. income ≈ HK$6,852/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,165
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,264
−HK$100/mo
Today · 4.125%
HK$3,364
baseline
▲ 0.50% · 4.625%
HK$3,569
+HK$205/mo
Deposit HK$374K · loan HK$694K · min. income ≈ HK$6,728/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,616
−HK$96/mo
Today · 4.125%
HK$3,712
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$195/mo
Deposit HK$374K · loan HK$694K · min. income ≈ HK$7,424/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,409
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,515
−HK$108/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,843
+HK$220/mo
Deposit HK$320K · loan HK$747K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,792
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,894
−HK$103/mo
Today · 4.125%
HK$3,997
baseline
▲ 0.50% · 4.625%
HK$4,208
+HK$211/mo
Deposit HK$320K · loan HK$747K · min. income ≈ HK$7,994/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,766
−HK$115/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$237/mo
Deposit HK$267K · loan HK$801K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$111/mo
Today · 4.125%
HK$4,283
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$225/mo
Deposit HK$267K · loan HK$801K · min. income ≈ HK$8,566/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,896
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$123/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$252/mo
Deposit HK$214K · loan HK$854K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$118/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$241/mo
Deposit HK$214K · loan HK$854K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$131/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$268/mo
Deposit HK$160K · loan HK$908K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$126/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$256/mo
Deposit HK$160K · loan HK$908K · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,383
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$139/mo
Today · 4.125%
HK$4,658
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$283/mo
Deposit HK$107K · loan HK$961K · min. income ≈ HK$9,316/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$132/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$271/mo
Deposit HK$107K · loan HK$961K · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).