▼ 0.50% · 3.625%
HK$3,759
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$119/mo
Today · 4.125%
HK$3,994
baseline
▲ 0.50% · 4.625%
HK$4,237
+HK$243/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$7,988/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$113/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$233/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$131/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,661
+HK$267/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$125/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$256/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$142/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$292/mo
Deposit HK$659K · loan HK$989K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$137/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$278/mo
Deposit HK$659K · loan HK$989K · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$155/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,508
+HK$315/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$147/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$302/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,262
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$166/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$340/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$159/mo
Today · 4.125%
HK$6,170
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$325/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$12,340/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,638
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$178/mo
Today · 4.125%
HK$5,991
baseline
▲ 0.50% · 4.625%
HK$6,356
+HK$365/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$11,982/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$171/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$348/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$190/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$389/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,690
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$182/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$371/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,390
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$202/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,203
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,108
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,299
−HK$193/mo
Today · 4.125%
HK$7,492
baseline
▲ 0.50% · 4.625%
HK$7,887
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,984/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,765
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,976
−HK$214/mo
Today · 4.125%
HK$7,190
baseline
▲ 0.50% · 4.625%
HK$7,627
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,380/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,526
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,728
−HK$205/mo
Today · 4.125%
HK$7,933
baseline
▲ 0.50% · 4.625%
HK$8,351
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,866/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).