▼ 0.50% · 3.625%
HK$3,322
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$105/mo
Today · 4.125%
HK$3,531
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$215/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,062/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$101/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$205/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,655
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$116/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,120
+HK$236/mo
Deposit HK$656K · loan HK$801K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$110/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$226/mo
Deposit HK$656K · loan HK$801K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,987
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$126/mo
Today · 4.125%
HK$4,237
baseline
▲ 0.50% · 4.625%
HK$4,495
+HK$258/mo
Deposit HK$583K · loan HK$874K · min. income ≈ HK$8,474/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$121/mo
Today · 4.125%
HK$4,675
baseline
▲ 0.50% · 4.625%
HK$4,922
+HK$247/mo
Deposit HK$583K · loan HK$874K · min. income ≈ HK$9,350/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$136/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$279/mo
Deposit HK$510K · loan HK$947K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$131/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,332
+HK$267/mo
Deposit HK$510K · loan HK$947K · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$147/mo
Today · 4.125%
HK$4,943
baseline
▲ 0.50% · 4.625%
HK$5,244
+HK$301/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$9,886/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$141/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,742
+HK$288/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$157/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,618
+HK$322/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,544
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,693
−HK$151/mo
Today · 4.125%
HK$5,844
baseline
▲ 0.50% · 4.625%
HK$6,152
+HK$308/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,688/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,316
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$168/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,993
+HK$344/mo
Deposit HK$291K · loan HK$1.17M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,914
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,073
−HK$160/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,562
+HK$329/mo
Deposit HK$291K · loan HK$1.17M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,648
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$178/mo
Today · 4.125%
HK$6,002
baseline
▲ 0.50% · 4.625%
HK$6,368
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,004/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,284
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,452
−HK$171/mo
Today · 4.125%
HK$6,623
baseline
▲ 0.50% · 4.625%
HK$6,972
+HK$349/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,246/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,980
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,166
−HK$189/mo
Today · 4.125%
HK$6,355
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$387/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,710/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,653
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,832
−HK$181/mo
Today · 4.125%
HK$7,013
baseline
▲ 0.50% · 4.625%
HK$7,382
+HK$369/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,026/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).