▼ 0.50% · 3.625%
HK$1,654
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,705
−HK$53/mo
Today · 4.125%
HK$1,758
baseline
▲ 0.50% · 4.625%
HK$1,865
+HK$107/mo
Deposit HK$363K · loan HK$363K · min. income ≈ HK$3,516/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,840
−HK$99/mo
▼ 0.25% · 3.875%
HK$1,889
−HK$50/mo
Today · 4.125%
HK$1,939
baseline
▲ 0.50% · 4.625%
HK$2,042
+HK$103/mo
Deposit HK$363K · loan HK$363K · min. income ≈ HK$3,878/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,819
−HK$114/mo
▼ 0.25% · 3.875%
HK$1,876
−HK$57/mo
Today · 4.125%
HK$1,933
baseline
▲ 0.50% · 4.625%
HK$2,051
+HK$118/mo
Deposit HK$326K · loan HK$399K · min. income ≈ HK$3,866/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,024
−HK$109/mo
▼ 0.25% · 3.875%
HK$2,078
−HK$55/mo
Today · 4.125%
HK$2,133
baseline
▲ 0.50% · 4.625%
HK$2,246
+HK$113/mo
Deposit HK$326K · loan HK$399K · min. income ≈ HK$4,266/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,985
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,046
−HK$63/mo
Today · 4.125%
HK$2,109
baseline
▲ 0.50% · 4.625%
HK$2,238
+HK$129/mo
Deposit HK$290K · loan HK$435K · min. income ≈ HK$4,218/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,208
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,267
−HK$60/mo
Today · 4.125%
HK$2,327
baseline
▲ 0.50% · 4.625%
HK$2,450
+HK$123/mo
Deposit HK$290K · loan HK$435K · min. income ≈ HK$4,654/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,150
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,217
−HK$68/mo
Today · 4.125%
HK$2,285
baseline
▲ 0.50% · 4.625%
HK$2,424
+HK$139/mo
Deposit HK$254K · loan HK$471K · min. income ≈ HK$4,570/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,392
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,456
−HK$65/mo
Today · 4.125%
HK$2,521
baseline
▲ 0.50% · 4.625%
HK$2,654
+HK$133/mo
Deposit HK$254K · loan HK$471K · min. income ≈ HK$5,042/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,316
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,388
−HK$73/mo
Today · 4.125%
HK$2,461
baseline
▲ 0.50% · 4.625%
HK$2,610
+HK$149/mo
Deposit HK$218K · loan HK$508K · min. income ≈ HK$4,922/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,576
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,645
−HK$70/mo
Today · 4.125%
HK$2,715
baseline
▲ 0.50% · 4.625%
HK$2,858
+HK$143/mo
Deposit HK$218K · loan HK$508K · min. income ≈ HK$5,430/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,481
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,558
−HK$78/mo
Today · 4.125%
HK$2,636
baseline
▲ 0.50% · 4.625%
HK$2,797
+HK$161/mo
Deposit HK$181K · loan HK$544K · min. income ≈ HK$5,272/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,760
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,834
−HK$75/mo
Today · 4.125%
HK$2,909
baseline
▲ 0.50% · 4.625%
HK$3,062
+HK$153/mo
Deposit HK$181K · loan HK$544K · min. income ≈ HK$5,818/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,646
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,729
−HK$83/mo
Today · 4.125%
HK$2,812
baseline
▲ 0.50% · 4.625%
HK$2,983
+HK$171/mo
Deposit HK$145K · loan HK$580K · min. income ≈ HK$5,624/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,944
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,023
−HK$80/mo
Today · 4.125%
HK$3,103
baseline
▲ 0.50% · 4.625%
HK$3,267
+HK$164/mo
Deposit HK$145K · loan HK$580K · min. income ≈ HK$6,206/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,812
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,899
−HK$89/mo
Today · 4.125%
HK$2,988
baseline
▲ 0.50% · 4.625%
HK$3,170
+HK$182/mo
Deposit HK$109K · loan HK$617K · min. income ≈ HK$5,976/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,128
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,212
−HK$85/mo
Today · 4.125%
HK$3,297
baseline
▲ 0.50% · 4.625%
HK$3,471
+HK$174/mo
Deposit HK$109K · loan HK$617K · min. income ≈ HK$6,594/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$94/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,356
+HK$192/mo
Deposit HK$73K · loan HK$653K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$73K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$90/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$184/mo
Deposit HK$73K · loan HK$653K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$73K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).