▼ 0.50% · 3.625%
HK$1,506
−HK$94/mo
▼ 0.25% · 3.875%
HK$1,553
−HK$47/mo
Today · 4.125%
HK$1,600
baseline
▲ 0.50% · 4.625%
HK$1,698
+HK$98/mo
Deposit HK$330K · loan HK$330K · min. income ≈ HK$3,200/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,675
−HK$91/mo
▼ 0.25% · 3.875%
HK$1,720
−HK$46/mo
Today · 4.125%
HK$1,766
baseline
▲ 0.50% · 4.625%
HK$1,859
+HK$93/mo
Deposit HK$330K · loan HK$330K · min. income ≈ HK$3,532/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,657
−HK$103/mo
▼ 0.25% · 3.875%
HK$1,708
−HK$52/mo
Today · 4.125%
HK$1,760
baseline
▲ 0.50% · 4.625%
HK$1,868
+HK$108/mo
Deposit HK$297K · loan HK$363K · min. income ≈ HK$3,520/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,843
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,892
−HK$51/mo
Today · 4.125%
HK$1,943
baseline
▲ 0.50% · 4.625%
HK$2,045
+HK$102/mo
Deposit HK$297K · loan HK$363K · min. income ≈ HK$3,886/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,807
−HK$114/mo
▼ 0.25% · 3.875%
HK$1,863
−HK$58/mo
Today · 4.125%
HK$1,921
baseline
▲ 0.50% · 4.625%
HK$2,037
+HK$116/mo
Deposit HK$264K · loan HK$396K · min. income ≈ HK$3,842/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,010
−HK$109/mo
▼ 0.25% · 3.875%
HK$2,064
−HK$55/mo
Today · 4.125%
HK$2,119
baseline
▲ 0.50% · 4.625%
HK$2,231
+HK$112/mo
Deposit HK$264K · loan HK$396K · min. income ≈ HK$4,238/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,958
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,019
−HK$62/mo
Today · 4.125%
HK$2,081
baseline
▲ 0.50% · 4.625%
HK$2,207
+HK$126/mo
Deposit HK$231K · loan HK$429K · min. income ≈ HK$4,162/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,178
−HK$118/mo
▼ 0.25% · 3.875%
HK$2,236
−HK$60/mo
Today · 4.125%
HK$2,296
baseline
▲ 0.50% · 4.625%
HK$2,417
+HK$121/mo
Deposit HK$231K · loan HK$429K · min. income ≈ HK$4,592/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,108
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,174
−HK$67/mo
Today · 4.125%
HK$2,241
baseline
▲ 0.50% · 4.625%
HK$2,377
+HK$136/mo
Deposit HK$198K · loan HK$462K · min. income ≈ HK$4,482/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,346
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,408
−HK$64/mo
Today · 4.125%
HK$2,472
baseline
▲ 0.50% · 4.625%
HK$2,603
+HK$131/mo
Deposit HK$198K · loan HK$462K · min. income ≈ HK$4,944/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,259
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,329
−HK$72/mo
Today · 4.125%
HK$2,401
baseline
▲ 0.50% · 4.625%
HK$2,547
+HK$146/mo
Deposit HK$165K · loan HK$495K · min. income ≈ HK$4,802/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,513
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,581
−HK$68/mo
Today · 4.125%
HK$2,649
baseline
▲ 0.50% · 4.625%
HK$2,789
+HK$140/mo
Deposit HK$165K · loan HK$495K · min. income ≈ HK$5,298/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,410
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,485
−HK$76/mo
Today · 4.125%
HK$2,561
baseline
▲ 0.50% · 4.625%
HK$2,717
+HK$156/mo
Deposit HK$132K · loan HK$528K · min. income ≈ HK$5,122/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,681
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,753
−HK$72/mo
Today · 4.125%
HK$2,825
baseline
▲ 0.50% · 4.625%
HK$2,974
+HK$149/mo
Deposit HK$132K · loan HK$528K · min. income ≈ HK$5,650/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,560
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,640
−HK$81/mo
Today · 4.125%
HK$2,721
baseline
▲ 0.50% · 4.625%
HK$2,886
+HK$165/mo
Deposit HK$99K · loan HK$561K · min. income ≈ HK$5,442/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,848
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,925
−HK$77/mo
Today · 4.125%
HK$3,002
baseline
▲ 0.50% · 4.625%
HK$3,160
+HK$158/mo
Deposit HK$99K · loan HK$561K · min. income ≈ HK$6,004/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,711
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,795
−HK$86/mo
Today · 4.125%
HK$2,881
baseline
▲ 0.50% · 4.625%
HK$3,056
+HK$175/mo
Deposit HK$66K · loan HK$594K · min. income ≈ HK$5,762/mo (50% DSR)
Upfront cash ≈ HK$66K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,016
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,097
−HK$82/mo
Today · 4.125%
HK$3,179
baseline
▲ 0.50% · 4.625%
HK$3,346
+HK$167/mo
Deposit HK$66K · loan HK$594K · min. income ≈ HK$6,358/mo (50% DSR)
Upfront cash ≈ HK$66K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).