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Crescira AVM · estimated value Medium confidence
HK$1.32M
≈ HK$3,487 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$132K, with repayments around HK$5,764/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$5,424
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,593
−HK$171/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,115
+HK$351/mo

Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,528/mo (50% DSR)

Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
32
Saleable Area
379 ft²
District
Tuen Mun District · New Territories West
School net (POA)
70

Transaction History

Date Price Gain / loss
2025-07-30 HK$950K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Leung King (Light Rail)
≈ 1 min walk · 73 m
Education
39
schools within 1 km (13 within 500 m)
Daily convenience
22
within 1 km (9 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
16
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Leung King Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 16 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com