▼ 0.50% · 3.625%
HK$4,141
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$131/mo
Today · 4.125%
HK$4,401
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$267/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$8,802/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$126/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$256/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,555
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,697
−HK$144/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$294/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$138/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,623
+HK$282/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,124
−HK$157/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$321/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,676
−HK$151/mo
Today · 4.125%
HK$5,827
baseline
▲ 0.50% · 4.625%
HK$6,134
+HK$307/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$11,654/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,383
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$170/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$348/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,149
−HK$163/mo
Today · 4.125%
HK$6,312
baseline
▲ 0.50% · 4.625%
HK$6,645
+HK$333/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,624/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,978
−HK$183/mo
Today · 4.125%
HK$6,161
baseline
▲ 0.50% · 4.625%
HK$6,536
+HK$375/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$12,322/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,449
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,622
−HK$176/mo
Today · 4.125%
HK$6,798
baseline
▲ 0.50% · 4.625%
HK$7,156
+HK$358/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$13,596/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$196/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$7,002
+HK$401/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,910
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,095
−HK$188/mo
Today · 4.125%
HK$7,283
baseline
▲ 0.50% · 4.625%
HK$7,667
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,566/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,625
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,831
−HK$210/mo
Today · 4.125%
HK$7,041
baseline
▲ 0.50% · 4.625%
HK$7,469
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,082/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,371
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,568
−HK$201/mo
Today · 4.125%
HK$7,769
baseline
▲ 0.50% · 4.625%
HK$8,178
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,538/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,039
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,258
−HK$223/mo
Today · 4.125%
HK$7,481
baseline
▲ 0.50% · 4.625%
HK$7,936
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,962/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,831
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,041
−HK$213/mo
Today · 4.125%
HK$8,254
baseline
▲ 0.50% · 4.625%
HK$8,690
+HK$436/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,508/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,454
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,685
−HK$236/mo
Today · 4.125%
HK$7,921
baseline
▲ 0.50% · 4.625%
HK$8,403
+HK$482/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$15,842/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,292
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,514
−HK$226/mo
Today · 4.125%
HK$8,740
baseline
▲ 0.50% · 4.625%
HK$9,201
+HK$461/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$17,480/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).