▼ 0.50% · 3.625%
HK$3,676
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,791
−HK$116/mo
Today · 4.125%
HK$3,907
baseline
▲ 0.50% · 4.625%
HK$4,145
+HK$238/mo
Deposit HK$806K · loan HK$806K · min. income ≈ HK$7,814/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,090
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,200
−HK$111/mo
Today · 4.125%
HK$4,311
baseline
▲ 0.50% · 4.625%
HK$4,538
+HK$227/mo
Deposit HK$806K · loan HK$806K · min. income ≈ HK$8,622/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,044
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,170
−HK$128/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,559
+HK$261/mo
Deposit HK$726K · loan HK$887K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$122/mo
Today · 4.125%
HK$4,742
baseline
▲ 0.50% · 4.625%
HK$4,992
+HK$250/mo
Deposit HK$726K · loan HK$887K · min. income ≈ HK$9,484/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$139/mo
Today · 4.125%
HK$4,688
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$286/mo
Deposit HK$645K · loan HK$967K · min. income ≈ HK$9,376/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$133/mo
Today · 4.125%
HK$5,173
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$273/mo
Deposit HK$645K · loan HK$967K · min. income ≈ HK$10,346/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,779
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,928
−HK$151/mo
Today · 4.125%
HK$5,079
baseline
▲ 0.50% · 4.625%
HK$5,388
+HK$309/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$10,158/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,317
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,459
−HK$145/mo
Today · 4.125%
HK$5,604
baseline
▲ 0.50% · 4.625%
HK$5,900
+HK$296/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$11,208/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,147
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,307
−HK$163/mo
Today · 4.125%
HK$5,470
baseline
▲ 0.50% · 4.625%
HK$5,802
+HK$332/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$10,940/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,726
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,879
−HK$156/mo
Today · 4.125%
HK$6,035
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$318/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$12,070/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,515
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$174/mo
Today · 4.125%
HK$5,860
baseline
▲ 0.50% · 4.625%
HK$6,217
+HK$357/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,720/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,135
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,299
−HK$167/mo
Today · 4.125%
HK$6,466
baseline
▲ 0.50% · 4.625%
HK$6,807
+HK$341/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,932/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,882
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,065
−HK$186/mo
Today · 4.125%
HK$6,251
baseline
▲ 0.50% · 4.625%
HK$6,631
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,502/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,544
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,719
−HK$178/mo
Today · 4.125%
HK$6,897
baseline
▲ 0.50% · 4.625%
HK$7,261
+HK$364/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,794/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,444
−HK$198/mo
Today · 4.125%
HK$6,642
baseline
▲ 0.50% · 4.625%
HK$7,046
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,284/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,953
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,139
−HK$189/mo
Today · 4.125%
HK$7,328
baseline
▲ 0.50% · 4.625%
HK$7,715
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,656/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,823
−HK$209/mo
Today · 4.125%
HK$7,032
baseline
▲ 0.50% · 4.625%
HK$7,460
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,064/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,362
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$201/mo
Today · 4.125%
HK$7,760
baseline
▲ 0.50% · 4.625%
HK$8,169
+HK$409/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,520/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).