▼ 0.50% · 3.625%
HK$2,066
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,130
−HK$65/mo
Today · 4.125%
HK$2,195
baseline
▲ 0.50% · 4.625%
HK$2,329
+HK$134/mo
Deposit HK$453K · loan HK$453K · min. income ≈ HK$4,390/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,298
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,360
−HK$62/mo
Today · 4.125%
HK$2,422
baseline
▲ 0.50% · 4.625%
HK$2,550
+HK$128/mo
Deposit HK$453K · loan HK$453K · min. income ≈ HK$4,844/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,272
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,343
−HK$72/mo
Today · 4.125%
HK$2,415
baseline
▲ 0.50% · 4.625%
HK$2,562
+HK$147/mo
Deposit HK$408K · loan HK$498K · min. income ≈ HK$4,830/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,528
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,596
−HK$68/mo
Today · 4.125%
HK$2,664
baseline
▲ 0.50% · 4.625%
HK$2,805
+HK$141/mo
Deposit HK$408K · loan HK$498K · min. income ≈ HK$5,328/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,479
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,556
−HK$78/mo
Today · 4.125%
HK$2,634
baseline
▲ 0.50% · 4.625%
HK$2,795
+HK$161/mo
Deposit HK$362K · loan HK$544K · min. income ≈ HK$5,268/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,758
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,832
−HK$75/mo
Today · 4.125%
HK$2,907
baseline
▲ 0.50% · 4.625%
HK$3,060
+HK$153/mo
Deposit HK$362K · loan HK$544K · min. income ≈ HK$5,814/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,685
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,769
−HK$85/mo
Today · 4.125%
HK$2,854
baseline
▲ 0.50% · 4.625%
HK$3,027
+HK$173/mo
Deposit HK$317K · loan HK$589K · min. income ≈ HK$5,708/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,987
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,068
−HK$81/mo
Today · 4.125%
HK$3,149
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$166/mo
Deposit HK$317K · loan HK$589K · min. income ≈ HK$6,298/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,892
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,982
−HK$91/mo
Today · 4.125%
HK$3,073
baseline
▲ 0.50% · 4.625%
HK$3,260
+HK$187/mo
Deposit HK$272K · loan HK$634K · min. income ≈ HK$6,146/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,217
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,304
−HK$87/mo
Today · 4.125%
HK$3,391
baseline
▲ 0.50% · 4.625%
HK$3,570
+HK$179/mo
Deposit HK$272K · loan HK$634K · min. income ≈ HK$6,782/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,098
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,195
−HK$98/mo
Today · 4.125%
HK$3,293
baseline
▲ 0.50% · 4.625%
HK$3,493
+HK$200/mo
Deposit HK$226K · loan HK$679K · min. income ≈ HK$6,586/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,447
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,539
−HK$94/mo
Today · 4.125%
HK$3,633
baseline
▲ 0.50% · 4.625%
HK$3,825
+HK$192/mo
Deposit HK$226K · loan HK$679K · min. income ≈ HK$7,266/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,305
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,408
−HK$104/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$214/mo
Deposit HK$181K · loan HK$725K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,677
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$100/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$205/mo
Deposit HK$181K · loan HK$725K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,512
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,621
−HK$111/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,959
+HK$227/mo
Deposit HK$136K · loan HK$770K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$107/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$217/mo
Deposit HK$136K · loan HK$770K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,718
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,834
−HK$117/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,192
+HK$241/mo
Deposit HK$91K · loan HK$815K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$113/mo
Today · 4.125%
HK$4,360
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$230/mo
Deposit HK$91K · loan HK$815K · min. income ≈ HK$8,720/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).