▼ 0.50% · 3.625%
HK$2,311
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,383
−HK$73/mo
Today · 4.125%
HK$2,456
baseline
▲ 0.50% · 4.625%
HK$2,605
+HK$149/mo
Deposit HK$507K · loan HK$507K · min. income ≈ HK$4,912/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,571
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,640
−HK$70/mo
Today · 4.125%
HK$2,710
baseline
▲ 0.50% · 4.625%
HK$2,853
+HK$143/mo
Deposit HK$507K · loan HK$507K · min. income ≈ HK$5,420/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,542
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,621
−HK$81/mo
Today · 4.125%
HK$2,702
baseline
▲ 0.50% · 4.625%
HK$2,866
+HK$164/mo
Deposit HK$456K · loan HK$557K · min. income ≈ HK$5,404/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,828
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,904
−HK$77/mo
Today · 4.125%
HK$2,981
baseline
▲ 0.50% · 4.625%
HK$3,138
+HK$157/mo
Deposit HK$456K · loan HK$557K · min. income ≈ HK$5,962/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,773
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,860
−HK$87/mo
Today · 4.125%
HK$2,947
baseline
▲ 0.50% · 4.625%
HK$3,126
+HK$179/mo
Deposit HK$405K · loan HK$608K · min. income ≈ HK$5,894/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,085
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$84/mo
Today · 4.125%
HK$3,252
baseline
▲ 0.50% · 4.625%
HK$3,423
+HK$171/mo
Deposit HK$405K · loan HK$608K · min. income ≈ HK$6,504/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,004
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,098
−HK$95/mo
Today · 4.125%
HK$3,193
baseline
▲ 0.50% · 4.625%
HK$3,387
+HK$194/mo
Deposit HK$355K · loan HK$659K · min. income ≈ HK$6,386/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,342
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,432
−HK$91/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$186/mo
Deposit HK$355K · loan HK$659K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,235
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,336
−HK$102/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$210/mo
Deposit HK$304K · loan HK$709K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,696
−HK$98/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$3,994
+HK$200/mo
Deposit HK$304K · loan HK$709K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,467
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,574
−HK$110/mo
Today · 4.125%
HK$3,684
baseline
▲ 0.50% · 4.625%
HK$3,908
+HK$224/mo
Deposit HK$253K · loan HK$760K · min. income ≈ HK$7,368/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,856
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,960
−HK$105/mo
Today · 4.125%
HK$4,065
baseline
▲ 0.50% · 4.625%
HK$4,279
+HK$214/mo
Deposit HK$253K · loan HK$760K · min. income ≈ HK$8,130/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,698
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,813
−HK$117/mo
Today · 4.125%
HK$3,930
baseline
▲ 0.50% · 4.625%
HK$4,169
+HK$239/mo
Deposit HK$203K · loan HK$811K · min. income ≈ HK$7,860/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,114
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$112/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$228/mo
Deposit HK$203K · loan HK$811K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,929
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$124/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,429
+HK$254/mo
Deposit HK$152K · loan HK$861K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,371
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$119/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$243/mo
Deposit HK$152K · loan HK$861K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,160
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,289
−HK$132/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,690
+HK$269/mo
Deposit HK$101K · loan HK$912K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,628
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,752
−HK$126/mo
Today · 4.125%
HK$4,878
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$257/mo
Deposit HK$101K · loan HK$912K · min. income ≈ HK$9,756/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).