▼ 0.50% · 3.625%
HK$2,365
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,439
−HK$74/mo
Today · 4.125%
HK$2,513
baseline
▲ 0.50% · 4.625%
HK$2,666
+HK$153/mo
Deposit HK$519K · loan HK$519K · min. income ≈ HK$5,026/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,631
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,702
−HK$71/mo
Today · 4.125%
HK$2,773
baseline
▲ 0.50% · 4.625%
HK$2,919
+HK$146/mo
Deposit HK$519K · loan HK$519K · min. income ≈ HK$5,546/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,602
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,682
−HK$83/mo
Today · 4.125%
HK$2,765
baseline
▲ 0.50% · 4.625%
HK$2,933
+HK$168/mo
Deposit HK$467K · loan HK$570K · min. income ≈ HK$5,530/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,894
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,972
−HK$79/mo
Today · 4.125%
HK$3,051
baseline
▲ 0.50% · 4.625%
HK$3,211
+HK$160/mo
Deposit HK$467K · loan HK$570K · min. income ≈ HK$6,102/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,838
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,926
−HK$90/mo
Today · 4.125%
HK$3,016
baseline
▲ 0.50% · 4.625%
HK$3,200
+HK$184/mo
Deposit HK$415K · loan HK$622K · min. income ≈ HK$6,032/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,157
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,242
−HK$86/mo
Today · 4.125%
HK$3,328
baseline
▲ 0.50% · 4.625%
HK$3,503
+HK$175/mo
Deposit HK$415K · loan HK$622K · min. income ≈ HK$6,656/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,170
−HK$97/mo
Today · 4.125%
HK$3,267
baseline
▲ 0.50% · 4.625%
HK$3,466
+HK$199/mo
Deposit HK$363K · loan HK$674K · min. income ≈ HK$6,534/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,420
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,512
−HK$93/mo
Today · 4.125%
HK$3,605
baseline
▲ 0.50% · 4.625%
HK$3,795
+HK$190/mo
Deposit HK$363K · loan HK$674K · min. income ≈ HK$7,210/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,414
−HK$105/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$214/mo
Deposit HK$311K · loan HK$726K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,684
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$101/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$204/mo
Deposit HK$311K · loan HK$726K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,548
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,658
−HK$112/mo
Today · 4.125%
HK$3,770
baseline
▲ 0.50% · 4.625%
HK$3,999
+HK$229/mo
Deposit HK$259K · loan HK$778K · min. income ≈ HK$7,540/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,052
−HK$108/mo
Today · 4.125%
HK$4,160
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$219/mo
Deposit HK$259K · loan HK$778K · min. income ≈ HK$8,320/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$119/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,266
+HK$245/mo
Deposit HK$207K · loan HK$830K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$114/mo
Today · 4.125%
HK$4,437
baseline
▲ 0.50% · 4.625%
HK$4,671
+HK$234/mo
Deposit HK$207K · loan HK$830K · min. income ≈ HK$8,874/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,146
−HK$127/mo
Today · 4.125%
HK$4,273
baseline
▲ 0.50% · 4.625%
HK$4,533
+HK$260/mo
Deposit HK$156K · loan HK$882K · min. income ≈ HK$8,546/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,473
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,593
−HK$122/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$4,963
+HK$248/mo
Deposit HK$156K · loan HK$882K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,390
−HK$134/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$275/mo
Deposit HK$104K · loan HK$933K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$129/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$263/mo
Deposit HK$104K · loan HK$933K · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).