▼ 0.50% · 3.625%
HK$2,501
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,578
−HK$79/mo
Today · 4.125%
HK$2,657
baseline
▲ 0.50% · 4.625%
HK$2,819
+HK$162/mo
Deposit HK$548K · loan HK$548K · min. income ≈ HK$5,314/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,782
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,856
−HK$76/mo
Today · 4.125%
HK$2,932
baseline
▲ 0.50% · 4.625%
HK$3,087
+HK$155/mo
Deposit HK$548K · loan HK$548K · min. income ≈ HK$5,864/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,751
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,836
−HK$87/mo
Today · 4.125%
HK$2,923
baseline
▲ 0.50% · 4.625%
HK$3,101
+HK$178/mo
Deposit HK$493K · loan HK$603K · min. income ≈ HK$5,846/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,060
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,142
−HK$83/mo
Today · 4.125%
HK$3,225
baseline
▲ 0.50% · 4.625%
HK$3,395
+HK$170/mo
Deposit HK$493K · loan HK$603K · min. income ≈ HK$6,450/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,001
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,094
−HK$95/mo
Today · 4.125%
HK$3,189
baseline
▲ 0.50% · 4.625%
HK$3,383
+HK$194/mo
Deposit HK$439K · loan HK$658K · min. income ≈ HK$6,378/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,338
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$91/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,704
+HK$185/mo
Deposit HK$439K · loan HK$658K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,251
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$103/mo
Today · 4.125%
HK$3,455
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$210/mo
Deposit HK$384K · loan HK$713K · min. income ≈ HK$6,910/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,616
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$99/mo
Today · 4.125%
HK$3,812
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$201/mo
Deposit HK$384K · loan HK$713K · min. income ≈ HK$7,624/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,501
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,610
−HK$110/mo
Today · 4.125%
HK$3,720
baseline
▲ 0.50% · 4.625%
HK$3,947
+HK$227/mo
Deposit HK$329K · loan HK$768K · min. income ≈ HK$7,440/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,895
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,999
−HK$106/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$216/mo
Deposit HK$329K · loan HK$768K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,751
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,868
−HK$118/mo
Today · 4.125%
HK$3,986
baseline
▲ 0.50% · 4.625%
HK$4,229
+HK$243/mo
Deposit HK$274K · loan HK$822K · min. income ≈ HK$7,972/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$113/mo
Today · 4.125%
HK$4,398
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$232/mo
Deposit HK$274K · loan HK$822K · min. income ≈ HK$8,796/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,001
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,125
−HK$127/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$259/mo
Deposit HK$219K · loan HK$877K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$121/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$248/mo
Deposit HK$219K · loan HK$877K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,251
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$135/mo
Today · 4.125%
HK$4,518
baseline
▲ 0.50% · 4.625%
HK$4,792
+HK$274/mo
Deposit HK$164K · loan HK$932K · min. income ≈ HK$9,036/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,729
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,856
−HK$129/mo
Today · 4.125%
HK$4,985
baseline
▲ 0.50% · 4.625%
HK$5,247
+HK$262/mo
Deposit HK$164K · loan HK$932K · min. income ≈ HK$9,970/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$142/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$291/mo
Deposit HK$110K · loan HK$987K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$136/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$278/mo
Deposit HK$110K · loan HK$987K · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).