▼ 0.50% · 3.625%
HK$2,309
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,381
−HK$73/mo
Today · 4.125%
HK$2,454
baseline
▲ 0.50% · 4.625%
HK$2,603
+HK$149/mo
Deposit HK$506K · loan HK$506K · min. income ≈ HK$4,908/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,569
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$69/mo
Today · 4.125%
HK$2,707
baseline
▲ 0.50% · 4.625%
HK$2,850
+HK$143/mo
Deposit HK$506K · loan HK$506K · min. income ≈ HK$5,414/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,540
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,619
−HK$80/mo
Today · 4.125%
HK$2,699
baseline
▲ 0.50% · 4.625%
HK$2,863
+HK$164/mo
Deposit HK$456K · loan HK$557K · min. income ≈ HK$5,398/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,825
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,901
−HK$77/mo
Today · 4.125%
HK$2,978
baseline
▲ 0.50% · 4.625%
HK$3,135
+HK$157/mo
Deposit HK$456K · loan HK$557K · min. income ≈ HK$5,956/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,771
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,857
−HK$87/mo
Today · 4.125%
HK$2,944
baseline
▲ 0.50% · 4.625%
HK$3,124
+HK$180/mo
Deposit HK$405K · loan HK$608K · min. income ≈ HK$5,888/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,082
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,165
−HK$84/mo
Today · 4.125%
HK$3,249
baseline
▲ 0.50% · 4.625%
HK$3,420
+HK$171/mo
Deposit HK$405K · loan HK$608K · min. income ≈ HK$6,498/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$95/mo
Today · 4.125%
HK$3,190
baseline
▲ 0.50% · 4.625%
HK$3,384
+HK$194/mo
Deposit HK$354K · loan HK$658K · min. income ≈ HK$6,380/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,339
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$91/mo
Today · 4.125%
HK$3,520
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$185/mo
Deposit HK$354K · loan HK$658K · min. income ≈ HK$7,040/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,232
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,333
−HK$102/mo
Today · 4.125%
HK$3,435
baseline
▲ 0.50% · 4.625%
HK$3,644
+HK$209/mo
Deposit HK$304K · loan HK$709K · min. income ≈ HK$6,870/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,596
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$97/mo
Today · 4.125%
HK$3,790
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$200/mo
Deposit HK$304K · loan HK$709K · min. income ≈ HK$7,580/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,463
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,571
−HK$110/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,904
+HK$223/mo
Deposit HK$253K · loan HK$759K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,853
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$105/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,275
+HK$214/mo
Deposit HK$253K · loan HK$759K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$117/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$239/mo
Deposit HK$203K · loan HK$810K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$112/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$228/mo
Deposit HK$203K · loan HK$810K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,925
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,047
−HK$124/mo
Today · 4.125%
HK$4,171
baseline
▲ 0.50% · 4.625%
HK$4,425
+HK$254/mo
Deposit HK$152K · loan HK$861K · min. income ≈ HK$8,342/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$119/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,845
+HK$242/mo
Deposit HK$152K · loan HK$861K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,156
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$132/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$268/mo
Deposit HK$101K · loan HK$911K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$125/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$257/mo
Deposit HK$101K · loan HK$911K · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).