▼ 0.50% · 3.625%
HK$2,274
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,345
−HK$71/mo
Today · 4.125%
HK$2,416
baseline
▲ 0.50% · 4.625%
HK$2,563
+HK$147/mo
Deposit HK$499K · loan HK$499K · min. income ≈ HK$4,832/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,530
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,597
−HK$69/mo
Today · 4.125%
HK$2,666
baseline
▲ 0.50% · 4.625%
HK$2,807
+HK$141/mo
Deposit HK$499K · loan HK$499K · min. income ≈ HK$5,332/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,501
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,579
−HK$79/mo
Today · 4.125%
HK$2,658
baseline
▲ 0.50% · 4.625%
HK$2,820
+HK$162/mo
Deposit HK$449K · loan HK$548K · min. income ≈ HK$5,316/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,783
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,857
−HK$76/mo
Today · 4.125%
HK$2,933
baseline
▲ 0.50% · 4.625%
HK$3,088
+HK$155/mo
Deposit HK$449K · loan HK$548K · min. income ≈ HK$5,866/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,729
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,813
−HK$87/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,076
+HK$176/mo
Deposit HK$399K · loan HK$598K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,117
−HK$83/mo
Today · 4.125%
HK$3,200
baseline
▲ 0.50% · 4.625%
HK$3,368
+HK$168/mo
Deposit HK$399K · loan HK$598K · min. income ≈ HK$6,400/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,956
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,048
−HK$93/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,333
+HK$192/mo
Deposit HK$349K · loan HK$648K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,289
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$89/mo
Today · 4.125%
HK$3,466
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$183/mo
Deposit HK$349K · loan HK$648K · min. income ≈ HK$6,932/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,183
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,282
−HK$101/mo
Today · 4.125%
HK$3,383
baseline
▲ 0.50% · 4.625%
HK$3,589
+HK$206/mo
Deposit HK$299K · loan HK$698K · min. income ≈ HK$6,766/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$97/mo
Today · 4.125%
HK$3,733
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$197/mo
Deposit HK$299K · loan HK$698K · min. income ≈ HK$7,466/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$108/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,845
+HK$220/mo
Deposit HK$249K · loan HK$748K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$103/mo
Today · 4.125%
HK$3,999
baseline
▲ 0.50% · 4.625%
HK$4,210
+HK$211/mo
Deposit HK$249K · loan HK$748K · min. income ≈ HK$7,998/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$115/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$236/mo
Deposit HK$199K · loan HK$798K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$110/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$225/mo
Deposit HK$199K · loan HK$798K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$122/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$250/mo
Deposit HK$150K · loan HK$848K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$117/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$239/mo
Deposit HK$150K · loan HK$848K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$130/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$264/mo
Deposit HK$100K · loan HK$897K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$124/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$253/mo
Deposit HK$100K · loan HK$897K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).