▼ 0.50% · 3.625%
HK$2,443
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,519
−HK$78/mo
Today · 4.125%
HK$2,597
baseline
▲ 0.50% · 4.625%
HK$2,755
+HK$158/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,194/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,718
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,791
−HK$74/mo
Today · 4.125%
HK$2,865
baseline
▲ 0.50% · 4.625%
HK$3,016
+HK$151/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,730/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,688
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,771
−HK$85/mo
Today · 4.125%
HK$2,856
baseline
▲ 0.50% · 4.625%
HK$3,030
+HK$174/mo
Deposit HK$482K · loan HK$589K · min. income ≈ HK$5,712/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,990
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$82/mo
Today · 4.125%
HK$3,152
baseline
▲ 0.50% · 4.625%
HK$3,318
+HK$166/mo
Deposit HK$482K · loan HK$589K · min. income ≈ HK$6,304/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,932
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,023
−HK$93/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,305
+HK$189/mo
Deposit HK$429K · loan HK$643K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$89/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,619
+HK$181/mo
Deposit HK$429K · loan HK$643K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,275
−HK$101/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$205/mo
Deposit HK$375K · loan HK$696K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,628
−HK$97/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$196/mo
Deposit HK$375K · loan HK$696K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,421
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,527
−HK$108/mo
Today · 4.125%
HK$3,635
baseline
▲ 0.50% · 4.625%
HK$3,856
+HK$221/mo
Deposit HK$321K · loan HK$750K · min. income ≈ HK$7,270/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$103/mo
Today · 4.125%
HK$4,011
baseline
▲ 0.50% · 4.625%
HK$4,223
+HK$212/mo
Deposit HK$321K · loan HK$750K · min. income ≈ HK$8,022/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,779
−HK$116/mo
Today · 4.125%
HK$3,895
baseline
▲ 0.50% · 4.625%
HK$4,132
+HK$237/mo
Deposit HK$268K · loan HK$804K · min. income ≈ HK$7,790/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,077
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$111/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$226/mo
Deposit HK$268K · loan HK$804K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,909
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$124/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$252/mo
Deposit HK$214K · loan HK$857K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$118/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$242/mo
Deposit HK$214K · loan HK$857K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,154
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,283
−HK$131/mo
Today · 4.125%
HK$4,414
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$269/mo
Deposit HK$161K · loan HK$911K · min. income ≈ HK$8,828/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,745
−HK$126/mo
Today · 4.125%
HK$4,871
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$256/mo
Deposit HK$161K · loan HK$911K · min. income ≈ HK$9,742/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$284/mo
Deposit HK$107K · loan HK$964K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$133/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$272/mo
Deposit HK$107K · loan HK$964K · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).