▼ 0.50% · 3.625%
HK$2,460
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,536
−HK$78/mo
Today · 4.125%
HK$2,614
baseline
▲ 0.50% · 4.625%
HK$2,773
+HK$159/mo
Deposit HK$539K · loan HK$539K · min. income ≈ HK$5,228/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,736
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,810
−HK$74/mo
Today · 4.125%
HK$2,884
baseline
▲ 0.50% · 4.625%
HK$3,036
+HK$152/mo
Deposit HK$539K · loan HK$539K · min. income ≈ HK$5,768/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,706
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,790
−HK$85/mo
Today · 4.125%
HK$2,875
baseline
▲ 0.50% · 4.625%
HK$3,050
+HK$175/mo
Deposit HK$485K · loan HK$593K · min. income ≈ HK$5,750/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,010
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,091
−HK$82/mo
Today · 4.125%
HK$3,173
baseline
▲ 0.50% · 4.625%
HK$3,340
+HK$167/mo
Deposit HK$485K · loan HK$593K · min. income ≈ HK$6,346/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,952
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,044
−HK$93/mo
Today · 4.125%
HK$3,137
baseline
▲ 0.50% · 4.625%
HK$3,328
+HK$191/mo
Deposit HK$431K · loan HK$647K · min. income ≈ HK$6,274/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,284
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,372
−HK$89/mo
Today · 4.125%
HK$3,461
baseline
▲ 0.50% · 4.625%
HK$3,644
+HK$183/mo
Deposit HK$431K · loan HK$647K · min. income ≈ HK$6,922/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,198
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,297
−HK$101/mo
Today · 4.125%
HK$3,398
baseline
▲ 0.50% · 4.625%
HK$3,605
+HK$207/mo
Deposit HK$378K · loan HK$701K · min. income ≈ HK$6,796/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,557
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,653
−HK$97/mo
Today · 4.125%
HK$3,750
baseline
▲ 0.50% · 4.625%
HK$3,947
+HK$197/mo
Deposit HK$378K · loan HK$701K · min. income ≈ HK$7,500/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,444
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,551
−HK$109/mo
Today · 4.125%
HK$3,660
baseline
▲ 0.50% · 4.625%
HK$3,882
+HK$222/mo
Deposit HK$324K · loan HK$755K · min. income ≈ HK$7,320/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,934
−HK$104/mo
Today · 4.125%
HK$4,038
baseline
▲ 0.50% · 4.625%
HK$4,251
+HK$213/mo
Deposit HK$324K · loan HK$755K · min. income ≈ HK$8,076/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,804
−HK$117/mo
Today · 4.125%
HK$3,921
baseline
▲ 0.50% · 4.625%
HK$4,160
+HK$239/mo
Deposit HK$270K · loan HK$809K · min. income ≈ HK$7,842/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,215
−HK$111/mo
Today · 4.125%
HK$4,326
baseline
▲ 0.50% · 4.625%
HK$4,555
+HK$229/mo
Deposit HK$270K · loan HK$809K · min. income ≈ HK$8,652/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,936
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$124/mo
Today · 4.125%
HK$4,182
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$255/mo
Deposit HK$216K · loan HK$863K · min. income ≈ HK$8,364/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,496
−HK$119/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$243/mo
Deposit HK$216K · loan HK$863K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,182
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,312
−HK$132/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$270/mo
Deposit HK$162K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$126/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$259/mo
Deposit HK$162K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,428
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$140/mo
Today · 4.125%
HK$4,705
baseline
▲ 0.50% · 4.625%
HK$4,992
+HK$287/mo
Deposit HK$108K · loan HK$971K · min. income ≈ HK$9,410/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,058
−HK$134/mo
Today · 4.125%
HK$5,192
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$273/mo
Deposit HK$108K · loan HK$971K · min. income ≈ HK$10,384/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).