▼ 0.50% · 3.625%
HK$2,262
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,332
−HK$72/mo
Today · 4.125%
HK$2,404
baseline
▲ 0.50% · 4.625%
HK$2,550
+HK$146/mo
Deposit HK$496K · loan HK$496K · min. income ≈ HK$4,808/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,516
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,584
−HK$68/mo
Today · 4.125%
HK$2,652
baseline
▲ 0.50% · 4.625%
HK$2,792
+HK$140/mo
Deposit HK$496K · loan HK$496K · min. income ≈ HK$5,304/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,488
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,565
−HK$79/mo
Today · 4.125%
HK$2,644
baseline
▲ 0.50% · 4.625%
HK$2,805
+HK$161/mo
Deposit HK$446K · loan HK$546K · min. income ≈ HK$5,288/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,768
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,842
−HK$75/mo
Today · 4.125%
HK$2,917
baseline
▲ 0.50% · 4.625%
HK$3,071
+HK$154/mo
Deposit HK$446K · loan HK$546K · min. income ≈ HK$5,834/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,714
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,799
−HK$85/mo
Today · 4.125%
HK$2,884
baseline
▲ 0.50% · 4.625%
HK$3,060
+HK$176/mo
Deposit HK$397K · loan HK$595K · min. income ≈ HK$5,768/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,020
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,101
−HK$82/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,350
+HK$167/mo
Deposit HK$397K · loan HK$595K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,940
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,032
−HK$93/mo
Today · 4.125%
HK$3,125
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$190/mo
Deposit HK$347K · loan HK$645K · min. income ≈ HK$6,250/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,359
−HK$89/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$182/mo
Deposit HK$347K · loan HK$645K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,167
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,265
−HK$100/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,570
+HK$205/mo
Deposit HK$298K · loan HK$694K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,617
−HK$96/mo
Today · 4.125%
HK$3,713
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$196/mo
Deposit HK$298K · loan HK$694K · min. income ≈ HK$7,426/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,393
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,498
−HK$108/mo
Today · 4.125%
HK$3,606
baseline
▲ 0.50% · 4.625%
HK$3,825
+HK$219/mo
Deposit HK$248K · loan HK$744K · min. income ≈ HK$7,212/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,774
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,876
−HK$102/mo
Today · 4.125%
HK$3,978
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$210/mo
Deposit HK$248K · loan HK$744K · min. income ≈ HK$7,956/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$114/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$234/mo
Deposit HK$198K · loan HK$794K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$110/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$223/mo
Deposit HK$198K · loan HK$794K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,845
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$121/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$249/mo
Deposit HK$149K · loan HK$843K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,392
−HK$117/mo
Today · 4.125%
HK$4,509
baseline
▲ 0.50% · 4.625%
HK$4,747
+HK$238/mo
Deposit HK$149K · loan HK$843K · min. income ≈ HK$9,018/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$129/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$263/mo
Deposit HK$99K · loan HK$893K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$123/mo
Today · 4.125%
HK$4,774
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$252/mo
Deposit HK$99K · loan HK$893K · min. income ≈ HK$9,548/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).