▼ 0.50% · 3.625%
HK$2,336
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,408
−HK$74/mo
Today · 4.125%
HK$2,482
baseline
▲ 0.50% · 4.625%
HK$2,633
+HK$151/mo
Deposit HK$512K · loan HK$512K · min. income ≈ HK$4,964/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,598
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,668
−HK$71/mo
Today · 4.125%
HK$2,739
baseline
▲ 0.50% · 4.625%
HK$2,883
+HK$144/mo
Deposit HK$512K · loan HK$512K · min. income ≈ HK$5,478/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,569
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,649
−HK$81/mo
Today · 4.125%
HK$2,730
baseline
▲ 0.50% · 4.625%
HK$2,897
+HK$167/mo
Deposit HK$461K · loan HK$563K · min. income ≈ HK$5,460/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,858
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,935
−HK$78/mo
Today · 4.125%
HK$3,013
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$159/mo
Deposit HK$461K · loan HK$563K · min. income ≈ HK$6,026/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,803
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,890
−HK$89/mo
Today · 4.125%
HK$2,979
baseline
▲ 0.50% · 4.625%
HK$3,160
+HK$181/mo
Deposit HK$410K · loan HK$615K · min. income ≈ HK$5,958/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,118
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,202
−HK$85/mo
Today · 4.125%
HK$3,287
baseline
▲ 0.50% · 4.625%
HK$3,460
+HK$173/mo
Deposit HK$410K · loan HK$615K · min. income ≈ HK$6,574/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,131
−HK$96/mo
Today · 4.125%
HK$3,227
baseline
▲ 0.50% · 4.625%
HK$3,423
+HK$196/mo
Deposit HK$359K · loan HK$666K · min. income ≈ HK$6,454/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,378
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,469
−HK$92/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$187/mo
Deposit HK$359K · loan HK$666K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,372
−HK$103/mo
Today · 4.125%
HK$3,475
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$212/mo
Deposit HK$307K · loan HK$717K · min. income ≈ HK$6,950/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,735
−HK$99/mo
Today · 4.125%
HK$3,834
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$203/mo
Deposit HK$307K · loan HK$717K · min. income ≈ HK$7,668/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,504
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,613
−HK$110/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,950
+HK$227/mo
Deposit HK$256K · loan HK$768K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,898
−HK$210/mo
▼ 0.25% · 3.875%
HK$4,002
−HK$106/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,325
+HK$217/mo
Deposit HK$256K · loan HK$768K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$119/mo
Today · 4.125%
HK$3,972
baseline
▲ 0.50% · 4.625%
HK$4,213
+HK$241/mo
Deposit HK$205K · loan HK$819K · min. income ≈ HK$7,944/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$113/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$231/mo
Deposit HK$205K · loan HK$819K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,971
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,094
−HK$126/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$256/mo
Deposit HK$154K · loan HK$871K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,417
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,536
−HK$120/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$245/mo
Deposit HK$154K · loan HK$871K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$133/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,740
+HK$272/mo
Deposit HK$102K · loan HK$922K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,803
−HK$127/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$260/mo
Deposit HK$102K · loan HK$922K · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).