▼ 0.50% · 3.625%
HK$2,387
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,462
−HK$75/mo
Today · 4.125%
HK$2,537
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$154/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,074/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,656
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,727
−HK$72/mo
Today · 4.125%
HK$2,799
baseline
▲ 0.50% · 4.625%
HK$2,947
+HK$148/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,598/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,626
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,708
−HK$83/mo
Today · 4.125%
HK$2,791
baseline
▲ 0.50% · 4.625%
HK$2,961
+HK$170/mo
Deposit HK$471K · loan HK$576K · min. income ≈ HK$5,582/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,921
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,000
−HK$79/mo
Today · 4.125%
HK$3,079
baseline
▲ 0.50% · 4.625%
HK$3,242
+HK$163/mo
Deposit HK$471K · loan HK$576K · min. income ≈ HK$6,158/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,865
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$90/mo
Today · 4.125%
HK$3,044
baseline
▲ 0.50% · 4.625%
HK$3,230
+HK$186/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,088/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,187
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,273
−HK$86/mo
Today · 4.125%
HK$3,359
baseline
▲ 0.50% · 4.625%
HK$3,536
+HK$177/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,718/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$98/mo
Today · 4.125%
HK$3,298
baseline
▲ 0.50% · 4.625%
HK$3,499
+HK$201/mo
Deposit HK$366K · loan HK$681K · min. income ≈ HK$6,596/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,453
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,545
−HK$94/mo
Today · 4.125%
HK$3,639
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$192/mo
Deposit HK$366K · loan HK$681K · min. income ≈ HK$7,278/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,342
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,446
−HK$106/mo
Today · 4.125%
HK$3,552
baseline
▲ 0.50% · 4.625%
HK$3,768
+HK$216/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,104/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,718
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,818
−HK$101/mo
Today · 4.125%
HK$3,919
baseline
▲ 0.50% · 4.625%
HK$4,126
+HK$207/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,838/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,581
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$114/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$231/mo
Deposit HK$262K · loan HK$785K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$108/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$221/mo
Deposit HK$262K · loan HK$785K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$120/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$209K · loan HK$838K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$116/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,715
+HK$236/mo
Deposit HK$209K · loan HK$838K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,058
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$128/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$262/mo
Deposit HK$157K · loan HK$890K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,636
−HK$123/mo
Today · 4.125%
HK$4,759
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$251/mo
Deposit HK$157K · loan HK$890K · min. income ≈ HK$9,518/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,431
−HK$136/mo
Today · 4.125%
HK$4,567
baseline
▲ 0.50% · 4.625%
HK$4,845
+HK$278/mo
Deposit HK$105K · loan HK$942K · min. income ≈ HK$9,134/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,781
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,909
−HK$130/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$265/mo
Deposit HK$105K · loan HK$942K · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).