▼ 0.50% · 3.625%
HK$2,778
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,865
−HK$88/mo
Today · 4.125%
HK$2,953
baseline
▲ 0.50% · 4.625%
HK$3,132
+HK$179/mo
Deposit HK$609K · loan HK$609K · min. income ≈ HK$5,906/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,091
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,174
−HK$84/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,430
+HK$172/mo
Deposit HK$609K · loan HK$609K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,056
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,151
−HK$97/mo
Today · 4.125%
HK$3,248
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$198/mo
Deposit HK$548K · loan HK$670K · min. income ≈ HK$6,496/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,400
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,491
−HK$93/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$189/mo
Deposit HK$548K · loan HK$670K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,334
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$105/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,759
+HK$216/mo
Deposit HK$487K · loan HK$731K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,709
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$101/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$206/mo
Deposit HK$487K · loan HK$731K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$114/mo
Today · 4.125%
HK$3,838
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$234/mo
Deposit HK$426K · loan HK$792K · min. income ≈ HK$7,676/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,018
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$109/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$224/mo
Deposit HK$426K · loan HK$792K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$123/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,385
+HK$251/mo
Deposit HK$366K · loan HK$853K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$118/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$241/mo
Deposit HK$366K · loan HK$853K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,168
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$132/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$270/mo
Deposit HK$305K · loan HK$914K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,761
−HK$126/mo
Today · 4.125%
HK$4,887
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$258/mo
Deposit HK$305K · loan HK$914K · min. income ≈ HK$9,774/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$140/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$288/mo
Deposit HK$244K · loan HK$975K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$135/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,488
+HK$275/mo
Deposit HK$244K · loan HK$975K · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,723
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,870
−HK$150/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,325
+HK$305/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,396
−HK$143/mo
Today · 4.125%
HK$5,539
baseline
▲ 0.50% · 4.625%
HK$5,831
+HK$292/mo
Deposit HK$183K · loan HK$1.04M · min. income ≈ HK$11,078/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,001
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$158/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$323/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,713
−HK$151/mo
Today · 4.125%
HK$5,864
baseline
▲ 0.50% · 4.625%
HK$6,173
+HK$309/mo
Deposit HK$122K · loan HK$1.10M · min. income ≈ HK$11,728/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).