▼ 0.50% · 3.625%
HK$2,823
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,911
−HK$89/mo
Today · 4.125%
HK$3,000
baseline
▲ 0.50% · 4.625%
HK$3,183
+HK$183/mo
Deposit HK$619K · loan HK$619K · min. income ≈ HK$6,000/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,225
−HK$86/mo
Today · 4.125%
HK$3,311
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$174/mo
Deposit HK$619K · loan HK$619K · min. income ≈ HK$6,622/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,106
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,202
−HK$98/mo
Today · 4.125%
HK$3,300
baseline
▲ 0.50% · 4.625%
HK$3,501
+HK$201/mo
Deposit HK$557K · loan HK$681K · min. income ≈ HK$6,600/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,548
−HK$94/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$192/mo
Deposit HK$557K · loan HK$681K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,388
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,493
−HK$107/mo
Today · 4.125%
HK$3,600
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$220/mo
Deposit HK$495K · loan HK$743K · min. income ≈ HK$7,200/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,769
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,870
−HK$103/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,182
+HK$209/mo
Deposit HK$495K · loan HK$743K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$116/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$237/mo
Deposit HK$433K · loan HK$805K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$111/mo
Today · 4.125%
HK$4,304
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$227/mo
Deposit HK$433K · loan HK$805K · min. income ≈ HK$8,608/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$125/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,456
+HK$255/mo
Deposit HK$371K · loan HK$867K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,397
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,515
−HK$120/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$244/mo
Deposit HK$371K · loan HK$867K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$134/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$273/mo
Deposit HK$310K · loan HK$929K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,838
−HK$128/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$262/mo
Deposit HK$310K · loan HK$929K · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$143/mo
Today · 4.125%
HK$4,801
baseline
▲ 0.50% · 4.625%
HK$5,093
+HK$292/mo
Deposit HK$248K · loan HK$991K · min. income ≈ HK$9,602/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$137/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$279/mo
Deposit HK$248K · loan HK$991K · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$152/mo
Today · 4.125%
HK$5,101
baseline
▲ 0.50% · 4.625%
HK$5,411
+HK$310/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,202/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$145/mo
Today · 4.125%
HK$5,628
baseline
▲ 0.50% · 4.625%
HK$5,925
+HK$297/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,256/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,240
−HK$161/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$328/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,805
−HK$154/mo
Today · 4.125%
HK$5,959
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$314/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$11,918/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).