▼ 0.50% · 3.625%
HK$2,436
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,512
−HK$77/mo
Today · 4.125%
HK$2,589
baseline
▲ 0.50% · 4.625%
HK$2,747
+HK$158/mo
Deposit HK$534K · loan HK$534K · min. income ≈ HK$5,178/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,710
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$74/mo
Today · 4.125%
HK$2,857
baseline
▲ 0.50% · 4.625%
HK$3,007
+HK$150/mo
Deposit HK$534K · loan HK$534K · min. income ≈ HK$5,714/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,680
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,763
−HK$85/mo
Today · 4.125%
HK$2,848
baseline
▲ 0.50% · 4.625%
HK$3,021
+HK$173/mo
Deposit HK$481K · loan HK$588K · min. income ≈ HK$5,696/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,981
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,061
−HK$82/mo
Today · 4.125%
HK$3,143
baseline
▲ 0.50% · 4.625%
HK$3,308
+HK$165/mo
Deposit HK$481K · loan HK$588K · min. income ≈ HK$6,286/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,924
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,015
−HK$92/mo
Today · 4.125%
HK$3,107
baseline
▲ 0.50% · 4.625%
HK$3,296
+HK$189/mo
Deposit HK$427K · loan HK$641K · min. income ≈ HK$6,214/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,253
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,340
−HK$88/mo
Today · 4.125%
HK$3,428
baseline
▲ 0.50% · 4.625%
HK$3,609
+HK$181/mo
Deposit HK$427K · loan HK$641K · min. income ≈ HK$6,856/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,167
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,266
−HK$100/mo
Today · 4.125%
HK$3,366
baseline
▲ 0.50% · 4.625%
HK$3,571
+HK$205/mo
Deposit HK$374K · loan HK$695K · min. income ≈ HK$6,732/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,524
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,618
−HK$96/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$196/mo
Deposit HK$374K · loan HK$695K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$108/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,845
+HK$220/mo
Deposit HK$321K · loan HK$748K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$104/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,210
+HK$210/mo
Deposit HK$321K · loan HK$748K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,655
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$116/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,120
+HK$236/mo
Deposit HK$267K · loan HK$801K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$110/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$226/mo
Deposit HK$267K · loan HK$801K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,898
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$124/mo
Today · 4.125%
HK$4,143
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$252/mo
Deposit HK$214K · loan HK$855K · min. income ≈ HK$8,286/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,453
−HK$118/mo
Today · 4.125%
HK$4,571
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$241/mo
Deposit HK$214K · loan HK$855K · min. income ≈ HK$9,142/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,142
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$131/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,669
+HK$267/mo
Deposit HK$160K · loan HK$908K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$126/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$256/mo
Deposit HK$160K · loan HK$908K · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$138/mo
Today · 4.125%
HK$4,660
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$284/mo
Deposit HK$107K · loan HK$962K · min. income ≈ HK$9,320/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$132/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,413
+HK$271/mo
Deposit HK$107K · loan HK$962K · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).