▼ 0.50% · 3.625%
HK$2,298
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,369
−HK$73/mo
Today · 4.125%
HK$2,442
baseline
▲ 0.50% · 4.625%
HK$2,590
+HK$148/mo
Deposit HK$504K · loan HK$504K · min. income ≈ HK$4,884/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,556
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,625
−HK$69/mo
Today · 4.125%
HK$2,694
baseline
▲ 0.50% · 4.625%
HK$2,836
+HK$142/mo
Deposit HK$504K · loan HK$504K · min. income ≈ HK$5,388/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,527
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,606
−HK$80/mo
Today · 4.125%
HK$2,686
baseline
▲ 0.50% · 4.625%
HK$2,849
+HK$163/mo
Deposit HK$453K · loan HK$554K · min. income ≈ HK$5,372/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,812
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,887
−HK$77/mo
Today · 4.125%
HK$2,964
baseline
▲ 0.50% · 4.625%
HK$3,120
+HK$156/mo
Deposit HK$453K · loan HK$554K · min. income ≈ HK$5,928/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,757
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,843
−HK$87/mo
Today · 4.125%
HK$2,930
baseline
▲ 0.50% · 4.625%
HK$3,108
+HK$178/mo
Deposit HK$403K · loan HK$605K · min. income ≈ HK$5,860/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,067
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,150
−HK$83/mo
Today · 4.125%
HK$3,233
baseline
▲ 0.50% · 4.625%
HK$3,403
+HK$170/mo
Deposit HK$403K · loan HK$605K · min. income ≈ HK$6,466/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,987
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,080
−HK$94/mo
Today · 4.125%
HK$3,174
baseline
▲ 0.50% · 4.625%
HK$3,367
+HK$193/mo
Deposit HK$353K · loan HK$655K · min. income ≈ HK$6,348/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,412
−HK$90/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$185/mo
Deposit HK$353K · loan HK$655K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,217
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,317
−HK$101/mo
Today · 4.125%
HK$3,418
baseline
▲ 0.50% · 4.625%
HK$3,626
+HK$208/mo
Deposit HK$302K · loan HK$705K · min. income ≈ HK$6,836/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,578
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$98/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$199/mo
Deposit HK$302K · loan HK$705K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,446
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,554
−HK$109/mo
Today · 4.125%
HK$3,663
baseline
▲ 0.50% · 4.625%
HK$3,885
+HK$222/mo
Deposit HK$252K · loan HK$756K · min. income ≈ HK$7,326/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,834
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,937
−HK$104/mo
Today · 4.125%
HK$4,041
baseline
▲ 0.50% · 4.625%
HK$4,254
+HK$213/mo
Deposit HK$252K · loan HK$756K · min. income ≈ HK$8,082/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,676
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,791
−HK$116/mo
Today · 4.125%
HK$3,907
baseline
▲ 0.50% · 4.625%
HK$4,144
+HK$237/mo
Deposit HK$202K · loan HK$806K · min. income ≈ HK$7,814/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,090
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$112/mo
Today · 4.125%
HK$4,311
baseline
▲ 0.50% · 4.625%
HK$4,538
+HK$227/mo
Deposit HK$202K · loan HK$806K · min. income ≈ HK$8,622/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$124/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$252/mo
Deposit HK$151K · loan HK$856K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$118/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$242/mo
Deposit HK$151K · loan HK$856K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$131/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$267/mo
Deposit HK$101K · loan HK$907K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$125/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$256/mo
Deposit HK$101K · loan HK$907K · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).