▼ 0.50% · 3.625%
HK$2,292
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,364
−HK$72/mo
Today · 4.125%
HK$2,436
baseline
▲ 0.50% · 4.625%
HK$2,584
+HK$148/mo
Deposit HK$503K · loan HK$503K · min. income ≈ HK$4,872/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,550
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,619
−HK$69/mo
Today · 4.125%
HK$2,688
baseline
▲ 0.50% · 4.625%
HK$2,830
+HK$142/mo
Deposit HK$503K · loan HK$503K · min. income ≈ HK$5,376/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,522
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,600
−HK$80/mo
Today · 4.125%
HK$2,680
baseline
▲ 0.50% · 4.625%
HK$2,843
+HK$163/mo
Deposit HK$452K · loan HK$553K · min. income ≈ HK$5,360/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,805
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$76/mo
Today · 4.125%
HK$2,957
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$156/mo
Deposit HK$452K · loan HK$553K · min. income ≈ HK$5,914/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,751
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,836
−HK$87/mo
Today · 4.125%
HK$2,923
baseline
▲ 0.50% · 4.625%
HK$3,101
+HK$178/mo
Deposit HK$402K · loan HK$603K · min. income ≈ HK$5,846/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,060
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,142
−HK$84/mo
Today · 4.125%
HK$3,226
baseline
▲ 0.50% · 4.625%
HK$3,396
+HK$170/mo
Deposit HK$402K · loan HK$603K · min. income ≈ HK$6,452/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,980
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,073
−HK$94/mo
Today · 4.125%
HK$3,167
baseline
▲ 0.50% · 4.625%
HK$3,360
+HK$193/mo
Deposit HK$352K · loan HK$653K · min. income ≈ HK$6,334/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,315
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,404
−HK$91/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$184/mo
Deposit HK$352K · loan HK$653K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,209
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,309
−HK$102/mo
Today · 4.125%
HK$3,411
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$207/mo
Deposit HK$302K · loan HK$704K · min. income ≈ HK$6,822/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$97/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,962
+HK$199/mo
Deposit HK$302K · loan HK$704K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,546
−HK$108/mo
Today · 4.125%
HK$3,654
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$223/mo
Deposit HK$251K · loan HK$754K · min. income ≈ HK$7,308/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,825
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,928
−HK$104/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,245
+HK$213/mo
Deposit HK$251K · loan HK$754K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$116/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$237/mo
Deposit HK$201K · loan HK$804K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$111/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$227/mo
Deposit HK$201K · loan HK$804K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,018
−HK$124/mo
Today · 4.125%
HK$4,142
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$252/mo
Deposit HK$151K · loan HK$855K · min. income ≈ HK$8,284/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,336
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$118/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$241/mo
Deposit HK$151K · loan HK$855K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,126
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,255
−HK$130/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,652
+HK$267/mo
Deposit HK$101K · loan HK$905K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$125/mo
Today · 4.125%
HK$4,839
baseline
▲ 0.50% · 4.625%
HK$5,094
+HK$255/mo
Deposit HK$101K · loan HK$905K · min. income ≈ HK$9,678/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).