▼ 0.50% · 3.625%
HK$2,838
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,926
−HK$90/mo
Today · 4.125%
HK$3,016
baseline
▲ 0.50% · 4.625%
HK$3,199
+HK$183/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,032/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,157
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,242
−HK$86/mo
Today · 4.125%
HK$3,328
baseline
▲ 0.50% · 4.625%
HK$3,503
+HK$175/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,656/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,122
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,219
−HK$98/mo
Today · 4.125%
HK$3,317
baseline
▲ 0.50% · 4.625%
HK$3,519
+HK$202/mo
Deposit HK$560K · loan HK$684K · min. income ≈ HK$6,634/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,473
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,566
−HK$94/mo
Today · 4.125%
HK$3,660
baseline
▲ 0.50% · 4.625%
HK$3,853
+HK$193/mo
Deposit HK$560K · loan HK$684K · min. income ≈ HK$7,320/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,405
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,511
−HK$108/mo
Today · 4.125%
HK$3,619
baseline
▲ 0.50% · 4.625%
HK$3,839
+HK$220/mo
Deposit HK$498K · loan HK$747K · min. income ≈ HK$7,238/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,789
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$103/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,204
+HK$211/mo
Deposit HK$498K · loan HK$747K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,689
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,804
−HK$117/mo
Today · 4.125%
HK$3,921
baseline
▲ 0.50% · 4.625%
HK$4,159
+HK$238/mo
Deposit HK$436K · loan HK$809K · min. income ≈ HK$7,842/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,104
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$112/mo
Today · 4.125%
HK$4,326
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$228/mo
Deposit HK$436K · loan HK$809K · min. income ≈ HK$8,652/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,973
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$125/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,479
+HK$257/mo
Deposit HK$373K · loan HK$871K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,420
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,538
−HK$121/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,904
+HK$245/mo
Deposit HK$373K · loan HK$871K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$135/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$275/mo
Deposit HK$311K · loan HK$933K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$129/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$263/mo
Deposit HK$311K · loan HK$933K · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$143/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$294/mo
Deposit HK$249K · loan HK$996K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$137/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$281/mo
Deposit HK$249K · loan HK$996K · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,824
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,974
−HK$153/mo
Today · 4.125%
HK$5,127
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$312/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,254/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,367
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,511
−HK$146/mo
Today · 4.125%
HK$5,657
baseline
▲ 0.50% · 4.625%
HK$5,955
+HK$298/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,314/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,267
−HK$161/mo
Today · 4.125%
HK$5,428
baseline
▲ 0.50% · 4.625%
HK$5,759
+HK$331/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,856/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,683
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,835
−HK$155/mo
Today · 4.125%
HK$5,990
baseline
▲ 0.50% · 4.625%
HK$6,306
+HK$316/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,980/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).