▼ 0.50% · 3.625%
HK$2,291
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,363
−HK$72/mo
Today · 4.125%
HK$2,435
baseline
▲ 0.50% · 4.625%
HK$2,583
+HK$148/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$4,870/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,549
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,618
−HK$69/mo
Today · 4.125%
HK$2,687
baseline
▲ 0.50% · 4.625%
HK$2,829
+HK$142/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$5,374/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,521
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,599
−HK$80/mo
Today · 4.125%
HK$2,679
baseline
▲ 0.50% · 4.625%
HK$2,842
+HK$163/mo
Deposit HK$452K · loan HK$553K · min. income ≈ HK$5,358/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,804
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,879
−HK$77/mo
Today · 4.125%
HK$2,956
baseline
▲ 0.50% · 4.625%
HK$3,111
+HK$155/mo
Deposit HK$452K · loan HK$553K · min. income ≈ HK$5,912/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,750
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,835
−HK$87/mo
Today · 4.125%
HK$2,922
baseline
▲ 0.50% · 4.625%
HK$3,100
+HK$178/mo
Deposit HK$402K · loan HK$603K · min. income ≈ HK$5,844/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,059
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,141
−HK$83/mo
Today · 4.125%
HK$3,224
baseline
▲ 0.50% · 4.625%
HK$3,394
+HK$170/mo
Deposit HK$402K · loan HK$603K · min. income ≈ HK$6,448/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,979
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,072
−HK$94/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,358
+HK$192/mo
Deposit HK$352K · loan HK$653K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,314
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,403
−HK$90/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$184/mo
Deposit HK$352K · loan HK$653K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,208
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,308
−HK$101/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,617
+HK$208/mo
Deposit HK$301K · loan HK$703K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,665
−HK$97/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,960
+HK$198/mo
Deposit HK$301K · loan HK$703K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,437
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$109/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,875
+HK$222/mo
Deposit HK$251K · loan HK$754K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,926
−HK$104/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$213/mo
Deposit HK$251K · loan HK$754K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$116/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$237/mo
Deposit HK$201K · loan HK$804K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$111/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,526
+HK$227/mo
Deposit HK$201K · loan HK$804K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,895
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$123/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,392
+HK$252/mo
Deposit HK$151K · loan HK$854K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$118/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$241/mo
Deposit HK$151K · loan HK$854K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,125
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,253
−HK$130/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,650
+HK$267/mo
Deposit HK$100K · loan HK$904K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,712
−HK$124/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$255/mo
Deposit HK$100K · loan HK$904K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).