▼ 0.50% · 3.625%
HK$2,510
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,589
−HK$79/mo
Today · 4.125%
HK$2,668
baseline
▲ 0.50% · 4.625%
HK$2,830
+HK$162/mo
Deposit HK$550K · loan HK$550K · min. income ≈ HK$5,336/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,793
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,868
−HK$76/mo
Today · 4.125%
HK$2,944
baseline
▲ 0.50% · 4.625%
HK$3,099
+HK$155/mo
Deposit HK$550K · loan HK$550K · min. income ≈ HK$5,888/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,762
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,847
−HK$88/mo
Today · 4.125%
HK$2,935
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$178/mo
Deposit HK$495K · loan HK$606K · min. income ≈ HK$5,870/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,155
−HK$83/mo
Today · 4.125%
HK$3,238
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$171/mo
Deposit HK$495K · loan HK$606K · min. income ≈ HK$6,476/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,013
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,106
−HK$95/mo
Today · 4.125%
HK$3,201
baseline
▲ 0.50% · 4.625%
HK$3,396
+HK$195/mo
Deposit HK$440K · loan HK$661K · min. income ≈ HK$6,402/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$92/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,719
+HK$186/mo
Deposit HK$440K · loan HK$661K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$103/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$211/mo
Deposit HK$385K · loan HK$716K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,631
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$99/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,029
+HK$202/mo
Deposit HK$385K · loan HK$716K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,515
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,624
−HK$111/mo
Today · 4.125%
HK$3,735
baseline
▲ 0.50% · 4.625%
HK$3,962
+HK$227/mo
Deposit HK$330K · loan HK$771K · min. income ≈ HK$7,470/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,910
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,015
−HK$106/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,338
+HK$217/mo
Deposit HK$330K · loan HK$771K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,766
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,883
−HK$119/mo
Today · 4.125%
HK$4,002
baseline
▲ 0.50% · 4.625%
HK$4,245
+HK$243/mo
Deposit HK$275K · loan HK$826K · min. income ≈ HK$8,004/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,302
−HK$114/mo
Today · 4.125%
HK$4,416
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$232/mo
Deposit HK$275K · loan HK$826K · min. income ≈ HK$8,832/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,017
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$127/mo
Today · 4.125%
HK$4,269
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$259/mo
Deposit HK$220K · loan HK$881K · min. income ≈ HK$8,538/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$122/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$248/mo
Deposit HK$220K · loan HK$881K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$134/mo
Today · 4.125%
HK$4,535
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$276/mo
Deposit HK$165K · loan HK$936K · min. income ≈ HK$9,070/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,875
−HK$129/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,268
+HK$264/mo
Deposit HK$165K · loan HK$936K · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$143/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,094
+HK$292/mo
Deposit HK$110K · loan HK$991K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$137/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$279/mo
Deposit HK$110K · loan HK$991K · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).