▼ 0.50% · 3.625%
HK$2,378
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,452
−HK$75/mo
Today · 4.125%
HK$2,527
baseline
▲ 0.50% · 4.625%
HK$2,681
+HK$154/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,054/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,646
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,717
−HK$72/mo
Today · 4.125%
HK$2,789
baseline
▲ 0.50% · 4.625%
HK$2,936
+HK$147/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,578/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,616
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,697
−HK$83/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,949
+HK$169/mo
Deposit HK$469K · loan HK$574K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$79/mo
Today · 4.125%
HK$3,067
baseline
▲ 0.50% · 4.625%
HK$3,229
+HK$162/mo
Deposit HK$469K · loan HK$574K · min. income ≈ HK$6,134/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,854
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,943
−HK$90/mo
Today · 4.125%
HK$3,033
baseline
▲ 0.50% · 4.625%
HK$3,217
+HK$184/mo
Deposit HK$417K · loan HK$626K · min. income ≈ HK$6,066/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,175
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$86/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,523
+HK$177/mo
Deposit HK$417K · loan HK$626K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,092
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$97/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$200/mo
Deposit HK$365K · loan HK$678K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$93/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,816
+HK$191/mo
Deposit HK$365K · loan HK$678K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,329
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$105/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,753
+HK$215/mo
Deposit HK$313K · loan HK$730K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,704
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$101/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$206/mo
Deposit HK$313K · loan HK$730K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$113/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$4,022
+HK$231/mo
Deposit HK$261K · loan HK$782K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$108/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$220/mo
Deposit HK$261K · loan HK$782K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$121/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,290
+HK$246/mo
Deposit HK$209K · loan HK$834K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$115/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$235/mo
Deposit HK$209K · loan HK$834K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,043
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,169
−HK$127/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,558
+HK$262/mo
Deposit HK$156K · loan HK$886K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$123/mo
Today · 4.125%
HK$4,741
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$249/mo
Deposit HK$156K · loan HK$886K · min. income ≈ HK$9,482/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$135/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$277/mo
Deposit HK$104K · loan HK$939K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,762
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$129/mo
Today · 4.125%
HK$5,019
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$265/mo
Deposit HK$104K · loan HK$939K · min. income ≈ HK$10,038/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).