▼ 0.50% · 3.625%
HK$2,323
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,395
−HK$73/mo
Today · 4.125%
HK$2,468
baseline
▲ 0.50% · 4.625%
HK$2,619
+HK$151/mo
Deposit HK$509K · loan HK$509K · min. income ≈ HK$4,936/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,584
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,653
−HK$71/mo
Today · 4.125%
HK$2,724
baseline
▲ 0.50% · 4.625%
HK$2,867
+HK$143/mo
Deposit HK$509K · loan HK$509K · min. income ≈ HK$5,448/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,555
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,634
−HK$81/mo
Today · 4.125%
HK$2,715
baseline
▲ 0.50% · 4.625%
HK$2,880
+HK$165/mo
Deposit HK$458K · loan HK$560K · min. income ≈ HK$5,430/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,842
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,919
−HK$77/mo
Today · 4.125%
HK$2,996
baseline
▲ 0.50% · 4.625%
HK$3,154
+HK$158/mo
Deposit HK$458K · loan HK$560K · min. income ≈ HK$5,992/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,787
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$88/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,142
+HK$180/mo
Deposit HK$407K · loan HK$611K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,101
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,184
−HK$84/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$173/mo
Deposit HK$407K · loan HK$611K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,113
−HK$96/mo
Today · 4.125%
HK$3,209
baseline
▲ 0.50% · 4.625%
HK$3,404
+HK$195/mo
Deposit HK$357K · loan HK$662K · min. income ≈ HK$6,418/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,449
−HK$92/mo
Today · 4.125%
HK$3,541
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$186/mo
Deposit HK$357K · loan HK$662K · min. income ≈ HK$7,082/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,252
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,353
−HK$103/mo
Today · 4.125%
HK$3,456
baseline
▲ 0.50% · 4.625%
HK$3,666
+HK$210/mo
Deposit HK$306K · loan HK$713K · min. income ≈ HK$6,912/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,618
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,715
−HK$98/mo
Today · 4.125%
HK$3,813
baseline
▲ 0.50% · 4.625%
HK$4,014
+HK$201/mo
Deposit HK$306K · loan HK$713K · min. income ≈ HK$7,626/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,592
−HK$111/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,928
+HK$225/mo
Deposit HK$255K · loan HK$764K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,876
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$105/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$216/mo
Deposit HK$255K · loan HK$764K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,716
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,832
−HK$117/mo
Today · 4.125%
HK$3,949
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$241/mo
Deposit HK$204K · loan HK$815K · min. income ≈ HK$7,898/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$113/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$229/mo
Deposit HK$204K · loan HK$815K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$125/mo
Today · 4.125%
HK$4,196
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$256/mo
Deposit HK$153K · loan HK$866K · min. income ≈ HK$8,392/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$119/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$244/mo
Deposit HK$153K · loan HK$866K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$132/mo
Today · 4.125%
HK$4,443
baseline
▲ 0.50% · 4.625%
HK$4,713
+HK$270/mo
Deposit HK$102K · loan HK$917K · min. income ≈ HK$8,886/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$126/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$259/mo
Deposit HK$102K · loan HK$917K · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).