▼ 0.50% · 3.625%
HK$2,575
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,655
−HK$82/mo
Today · 4.125%
HK$2,737
baseline
▲ 0.50% · 4.625%
HK$2,903
+HK$166/mo
Deposit HK$565K · loan HK$565K · min. income ≈ HK$5,474/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,865
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,942
−HK$77/mo
Today · 4.125%
HK$3,019
baseline
▲ 0.50% · 4.625%
HK$3,179
+HK$160/mo
Deposit HK$565K · loan HK$565K · min. income ≈ HK$6,038/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,833
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,921
−HK$89/mo
Today · 4.125%
HK$3,010
baseline
▲ 0.50% · 4.625%
HK$3,193
+HK$183/mo
Deposit HK$508K · loan HK$621K · min. income ≈ HK$6,020/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,151
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$85/mo
Today · 4.125%
HK$3,321
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$176/mo
Deposit HK$508K · loan HK$621K · min. income ≈ HK$6,642/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,090
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,186
−HK$98/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,484
+HK$200/mo
Deposit HK$452K · loan HK$678K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,438
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$93/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,814
+HK$191/mo
Deposit HK$452K · loan HK$678K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,348
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,452
−HK$105/mo
Today · 4.125%
HK$3,557
baseline
▲ 0.50% · 4.625%
HK$3,774
+HK$217/mo
Deposit HK$395K · loan HK$734K · min. income ≈ HK$7,114/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,724
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,824
−HK$101/mo
Today · 4.125%
HK$3,925
baseline
▲ 0.50% · 4.625%
HK$4,132
+HK$207/mo
Deposit HK$395K · loan HK$734K · min. income ≈ HK$7,850/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,605
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,717
−HK$114/mo
Today · 4.125%
HK$3,831
baseline
▲ 0.50% · 4.625%
HK$4,064
+HK$233/mo
Deposit HK$339K · loan HK$790K · min. income ≈ HK$7,662/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$109/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$223/mo
Deposit HK$339K · loan HK$790K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$122/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$250/mo
Deposit HK$282K · loan HK$847K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$117/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$239/mo
Deposit HK$282K · loan HK$847K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,120
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$130/mo
Today · 4.125%
HK$4,378
baseline
▲ 0.50% · 4.625%
HK$4,645
+HK$267/mo
Deposit HK$226K · loan HK$903K · min. income ≈ HK$8,756/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$125/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$255/mo
Deposit HK$226K · loan HK$903K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,514
−HK$138/mo
Today · 4.125%
HK$4,652
baseline
▲ 0.50% · 4.625%
HK$4,935
+HK$283/mo
Deposit HK$169K · loan HK$960K · min. income ≈ HK$9,304/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,870
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,001
−HK$132/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$271/mo
Deposit HK$169K · loan HK$960K · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,779
−HK$147/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,225
+HK$299/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$140/mo
Today · 4.125%
HK$5,435
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,870/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).