▼ 0.50% · 3.625%
HK$2,577
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,658
−HK$81/mo
Today · 4.125%
HK$2,739
baseline
▲ 0.50% · 4.625%
HK$2,906
+HK$167/mo
Deposit HK$565K · loan HK$565K · min. income ≈ HK$5,478/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,867
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,944
−HK$78/mo
Today · 4.125%
HK$3,022
baseline
▲ 0.50% · 4.625%
HK$3,182
+HK$160/mo
Deposit HK$565K · loan HK$565K · min. income ≈ HK$6,044/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,835
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,923
−HK$90/mo
Today · 4.125%
HK$3,013
baseline
▲ 0.50% · 4.625%
HK$3,196
+HK$183/mo
Deposit HK$509K · loan HK$622K · min. income ≈ HK$6,026/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,154
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,239
−HK$86/mo
Today · 4.125%
HK$3,325
baseline
▲ 0.50% · 4.625%
HK$3,500
+HK$175/mo
Deposit HK$509K · loan HK$622K · min. income ≈ HK$6,650/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,093
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$98/mo
Today · 4.125%
HK$3,287
baseline
▲ 0.50% · 4.625%
HK$3,487
+HK$200/mo
Deposit HK$452K · loan HK$678K · min. income ≈ HK$6,574/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,441
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,533
−HK$94/mo
Today · 4.125%
HK$3,627
baseline
▲ 0.50% · 4.625%
HK$3,818
+HK$191/mo
Deposit HK$452K · loan HK$678K · min. income ≈ HK$7,254/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,455
−HK$106/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$217/mo
Deposit HK$396K · loan HK$735K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$101/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,136
+HK$207/mo
Deposit HK$396K · loan HK$735K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,608
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,721
−HK$114/mo
Today · 4.125%
HK$3,835
baseline
▲ 0.50% · 4.625%
HK$4,068
+HK$233/mo
Deposit HK$339K · loan HK$791K · min. income ≈ HK$7,670/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,014
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,122
−HK$109/mo
Today · 4.125%
HK$4,231
baseline
▲ 0.50% · 4.625%
HK$4,454
+HK$223/mo
Deposit HK$339K · loan HK$791K · min. income ≈ HK$8,462/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$123/mo
Today · 4.125%
HK$4,109
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$250/mo
Deposit HK$283K · loan HK$848K · min. income ≈ HK$8,218/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$118/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$238/mo
Deposit HK$283K · loan HK$848K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,124
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$131/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,649
+HK$266/mo
Deposit HK$226K · loan HK$904K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,711
−HK$125/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$255/mo
Deposit HK$226K · loan HK$904K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$138/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$284/mo
Deposit HK$170K · loan HK$961K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$133/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$271/mo
Deposit HK$170K · loan HK$961K · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$146/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,230
+HK$300/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,161
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$140/mo
Today · 4.125%
HK$5,440
baseline
▲ 0.50% · 4.625%
HK$5,727
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,880/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).