▼ 0.50% · 3.625%
HK$4,434
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$140/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$286/mo
Deposit HK$972K · loan HK$972K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$134/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$274/mo
Deposit HK$972K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,877
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,029
−HK$154/mo
Today · 4.125%
HK$5,183
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$315/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$10,366/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,571
−HK$148/mo
Today · 4.125%
HK$5,719
baseline
▲ 0.50% · 4.625%
HK$6,020
+HK$301/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$11,438/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,320
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,486
−HK$168/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,998
+HK$344/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,919
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$161/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$329/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,943
−HK$182/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,498
+HK$373/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,412
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$175/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,115
+HK$356/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,207
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,400
−HK$196/mo
Today · 4.125%
HK$6,596
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$402/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$13,192/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,905
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$188/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,662
+HK$383/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,651
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,857
−HK$211/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,498
+HK$430/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,399
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,597
−HK$201/mo
Today · 4.125%
HK$7,798
baseline
▲ 0.50% · 4.625%
HK$8,209
+HK$411/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,596/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,094
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,315
−HK$224/mo
Today · 4.125%
HK$7,539
baseline
▲ 0.50% · 4.625%
HK$7,998
+HK$459/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$15,078/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,892
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,104
−HK$214/mo
Today · 4.125%
HK$8,318
baseline
▲ 0.50% · 4.625%
HK$8,757
+HK$439/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$16,636/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,772
−HK$238/mo
Today · 4.125%
HK$8,010
baseline
▲ 0.50% · 4.625%
HK$8,497
+HK$487/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,020/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,385
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,610
−HK$228/mo
Today · 4.125%
HK$8,838
baseline
▲ 0.50% · 4.625%
HK$9,304
+HK$466/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,676/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,981
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,229
−HK$252/mo
Today · 4.125%
HK$8,481
baseline
▲ 0.50% · 4.625%
HK$8,997
+HK$516/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,962/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,878
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,117
−HK$241/mo
Today · 4.125%
HK$9,358
baseline
▲ 0.50% · 4.625%
HK$9,851
+HK$493/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,716/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).