▼ 0.50% · 3.625%
HK$2,495
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,573
−HK$78/mo
Today · 4.125%
HK$2,651
baseline
▲ 0.50% · 4.625%
HK$2,813
+HK$162/mo
Deposit HK$547K · loan HK$547K · min. income ≈ HK$5,302/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,776
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,850
−HK$76/mo
Today · 4.125%
HK$2,926
baseline
▲ 0.50% · 4.625%
HK$3,080
+HK$154/mo
Deposit HK$547K · loan HK$547K · min. income ≈ HK$5,852/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,745
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,830
−HK$87/mo
Today · 4.125%
HK$2,917
baseline
▲ 0.50% · 4.625%
HK$3,094
+HK$177/mo
Deposit HK$492K · loan HK$602K · min. income ≈ HK$5,834/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,053
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,135
−HK$83/mo
Today · 4.125%
HK$3,218
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$170/mo
Deposit HK$492K · loan HK$602K · min. income ≈ HK$6,436/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,994
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,087
−HK$95/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,375
+HK$193/mo
Deposit HK$438K · loan HK$657K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,331
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$91/mo
Today · 4.125%
HK$3,511
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$185/mo
Deposit HK$438K · loan HK$657K · min. income ≈ HK$7,022/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,244
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,344
−HK$103/mo
Today · 4.125%
HK$3,447
baseline
▲ 0.50% · 4.625%
HK$3,657
+HK$210/mo
Deposit HK$383K · loan HK$711K · min. income ≈ HK$6,894/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,608
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,705
−HK$98/mo
Today · 4.125%
HK$3,803
baseline
▲ 0.50% · 4.625%
HK$4,004
+HK$201/mo
Deposit HK$383K · loan HK$711K · min. income ≈ HK$7,606/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,493
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,602
−HK$110/mo
Today · 4.125%
HK$3,712
baseline
▲ 0.50% · 4.625%
HK$3,938
+HK$226/mo
Deposit HK$328K · loan HK$766K · min. income ≈ HK$7,424/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,886
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$106/mo
Today · 4.125%
HK$4,096
baseline
▲ 0.50% · 4.625%
HK$4,312
+HK$216/mo
Deposit HK$328K · loan HK$766K · min. income ≈ HK$8,192/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,743
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$118/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$242/mo
Deposit HK$274K · loan HK$821K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,275
−HK$113/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$232/mo
Deposit HK$274K · loan HK$821K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,992
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$126/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$258/mo
Deposit HK$219K · loan HK$875K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$121/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$247/mo
Deposit HK$219K · loan HK$875K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$134/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$275/mo
Deposit HK$164K · loan HK$930K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$129/mo
Today · 4.125%
HK$4,974
baseline
▲ 0.50% · 4.625%
HK$5,236
+HK$262/mo
Deposit HK$164K · loan HK$930K · min. income ≈ HK$9,948/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,491
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,631
−HK$142/mo
Today · 4.125%
HK$4,773
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$290/mo
Deposit HK$109K · loan HK$985K · min. income ≈ HK$9,546/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$136/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$278/mo
Deposit HK$109K · loan HK$985K · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).