▼ 0.50% · 3.625%
HK$4,392
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$139/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$284/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,017
−HK$133/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$271/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$153/mo
Today · 4.125%
HK$5,134
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$312/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$10,268/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$146/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$298/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$167/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,941
+HK$340/mo
Deposit HK$770K · loan HK$1.16M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,863
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$160/mo
Today · 4.125%
HK$6,180
baseline
▲ 0.50% · 4.625%
HK$6,506
+HK$326/mo
Deposit HK$770K · loan HK$1.16M · min. income ≈ HK$12,360/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,709
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,887
−HK$180/mo
Today · 4.125%
HK$6,067
baseline
▲ 0.50% · 4.625%
HK$6,437
+HK$370/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,134/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,352
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,522
−HK$173/mo
Today · 4.125%
HK$6,695
baseline
▲ 0.50% · 4.625%
HK$7,048
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,390/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,149
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,340
−HK$194/mo
Today · 4.125%
HK$6,534
baseline
▲ 0.50% · 4.625%
HK$6,932
+HK$398/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,068/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,840
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,024
−HK$186/mo
Today · 4.125%
HK$7,210
baseline
▲ 0.50% · 4.625%
HK$7,590
+HK$380/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,420/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,588
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,793
−HK$208/mo
Today · 4.125%
HK$7,001
baseline
▲ 0.50% · 4.625%
HK$7,427
+HK$426/mo
Deposit HK$482K · loan HK$1.44M · min. income ≈ HK$14,002/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,329
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,525
−HK$200/mo
Today · 4.125%
HK$7,725
baseline
▲ 0.50% · 4.625%
HK$8,132
+HK$407/mo
Deposit HK$482K · loan HK$1.44M · min. income ≈ HK$15,450/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,027
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,245
−HK$223/mo
Today · 4.125%
HK$7,468
baseline
▲ 0.50% · 4.625%
HK$7,922
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,936/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,817
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,027
−HK$213/mo
Today · 4.125%
HK$8,240
baseline
▲ 0.50% · 4.625%
HK$8,674
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,480/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,466
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,698
−HK$236/mo
Today · 4.125%
HK$7,934
baseline
▲ 0.50% · 4.625%
HK$8,417
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,868/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,306
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,529
−HK$226/mo
Today · 4.125%
HK$8,755
baseline
▲ 0.50% · 4.625%
HK$9,216
+HK$461/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,510/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,905
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,151
−HK$250/mo
Today · 4.125%
HK$8,401
baseline
▲ 0.50% · 4.625%
HK$8,912
+HK$511/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,802/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,795
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,030
−HK$240/mo
Today · 4.125%
HK$9,270
baseline
▲ 0.50% · 4.625%
HK$9,758
+HK$488/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,540/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).