▼ 0.50% · 3.625%
HK$4,318
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$137/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,868
+HK$279/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$130/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$267/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$150/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$307/mo
Deposit HK$852K · loan HK$1.04M · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$144/mo
Today · 4.125%
HK$5,570
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$293/mo
Deposit HK$852K · loan HK$1.04M · min. income ≈ HK$11,140/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,182
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$164/mo
Today · 4.125%
HK$5,507
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$335/mo
Deposit HK$757K · loan HK$1.14M · min. income ≈ HK$11,014/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$157/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,396
+HK$320/mo
Deposit HK$757K · loan HK$1.14M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,613
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,788
−HK$177/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$363/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,245
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,412
−HK$170/mo
Today · 4.125%
HK$6,582
baseline
▲ 0.50% · 4.625%
HK$6,929
+HK$347/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$13,164/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,045
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,233
−HK$191/mo
Today · 4.125%
HK$6,424
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$391/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$12,848/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,725
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,906
−HK$183/mo
Today · 4.125%
HK$7,089
baseline
▲ 0.50% · 4.625%
HK$7,462
+HK$373/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$14,178/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,678
−HK$205/mo
Today · 4.125%
HK$6,883
baseline
▲ 0.50% · 4.625%
HK$7,302
+HK$419/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,766/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,206
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,399
−HK$196/mo
Today · 4.125%
HK$7,595
baseline
▲ 0.50% · 4.625%
HK$7,995
+HK$400/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,190/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,909
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,124
−HK$218/mo
Today · 4.125%
HK$7,342
baseline
▲ 0.50% · 4.625%
HK$7,789
+HK$447/mo
Deposit HK$379K · loan HK$1.51M · min. income ≈ HK$14,684/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,686
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,892
−HK$209/mo
Today · 4.125%
HK$8,101
baseline
▲ 0.50% · 4.625%
HK$8,528
+HK$427/mo
Deposit HK$379K · loan HK$1.51M · min. income ≈ HK$16,202/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,341
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,569
−HK$232/mo
Today · 4.125%
HK$7,801
baseline
▲ 0.50% · 4.625%
HK$8,276
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,602/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,166
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,385
−HK$223/mo
Today · 4.125%
HK$8,608
baseline
▲ 0.50% · 4.625%
HK$9,061
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,216/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,772
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,014
−HK$246/mo
Today · 4.125%
HK$8,260
baseline
▲ 0.50% · 4.625%
HK$8,762
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,520/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,647
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,879
−HK$235/mo
Today · 4.125%
HK$9,114
baseline
▲ 0.50% · 4.625%
HK$9,594
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,228/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).