▼ 0.50% · 3.625%
HK$4,360
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,496
−HK$138/mo
Today · 4.125%
HK$4,634
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$281/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$9,268/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,851
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$132/mo
Today · 4.125%
HK$5,113
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$269/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$10,226/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$152/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,407
+HK$310/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,336
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,479
−HK$145/mo
Today · 4.125%
HK$5,624
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$296/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$11,248/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,395
−HK$165/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,899
+HK$339/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,821
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$158/mo
Today · 4.125%
HK$6,135
baseline
▲ 0.50% · 4.625%
HK$6,459
+HK$324/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$12,270/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,668
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,844
−HK$180/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,390
+HK$366/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,306
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,475
−HK$171/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$6,997
+HK$351/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,104
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,294
−HK$193/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,882
+HK$395/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,791
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,973
−HK$185/mo
Today · 4.125%
HK$7,158
baseline
▲ 0.50% · 4.625%
HK$7,535
+HK$377/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$14,316/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,540
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,744
−HK$206/mo
Today · 4.125%
HK$6,950
baseline
▲ 0.50% · 4.625%
HK$7,373
+HK$423/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,900/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,276
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,471
−HK$198/mo
Today · 4.125%
HK$7,669
baseline
▲ 0.50% · 4.625%
HK$8,073
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,338/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,976
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,193
−HK$221/mo
Today · 4.125%
HK$7,414
baseline
▲ 0.50% · 4.625%
HK$7,865
+HK$451/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,828/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,761
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,969
−HK$211/mo
Today · 4.125%
HK$8,180
baseline
▲ 0.50% · 4.625%
HK$8,611
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,360/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,412
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,643
−HK$234/mo
Today · 4.125%
HK$7,877
baseline
▲ 0.50% · 4.625%
HK$8,356
+HK$479/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$15,754/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,246
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,467
−HK$224/mo
Today · 4.125%
HK$8,691
baseline
▲ 0.50% · 4.625%
HK$9,150
+HK$459/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$17,382/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,848
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,092
−HK$248/mo
Today · 4.125%
HK$8,340
baseline
▲ 0.50% · 4.625%
HK$8,848
+HK$508/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,680/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,731
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,965
−HK$238/mo
Today · 4.125%
HK$9,203
baseline
▲ 0.50% · 4.625%
HK$9,688
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,406/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).