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At today's rate and a 90% mortgage, the deposit on this unit is about HK$222K, with repayments around HK$9,684/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$222K · loan HK$2.00M · min. income ≈ HK$19,368/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 108 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- H
- Saleable Area
- 256 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 64%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-04 | HK$3.05M | +1.7% 3.3y · 1.0%/yr |
| 2019-02-26 | HK$3.00M | +42.9% 3.3y · 13.0%/yr |
| 2015-10-29 | HK$2.10M | +24.3% |
| 2012-05-28 | HK$1.69M | +238.0% |
| 2006-06-22 | HK$500K | −43.8% |
| 1997-05-17 | HK$890K | — |