▼ 0.50% · 3.625%
HK$4,080
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$128/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$264/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$124/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$252/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$142/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$290/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$136/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$278/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$155/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$316/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$149/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$302/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,469
−HK$167/mo
Today · 4.125%
HK$5,636
baseline
▲ 0.50% · 4.625%
HK$5,979
+HK$343/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,272/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,900
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,058
−HK$161/mo
Today · 4.125%
HK$6,219
baseline
▲ 0.50% · 4.625%
HK$6,547
+HK$328/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,438/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,712
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$181/mo
Today · 4.125%
HK$6,070
baseline
▲ 0.50% · 4.625%
HK$6,439
+HK$369/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,140/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,354
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$173/mo
Today · 4.125%
HK$6,697
baseline
▲ 0.50% · 4.625%
HK$7,050
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,394/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,310
−HK$193/mo
Today · 4.125%
HK$6,503
baseline
▲ 0.50% · 4.625%
HK$6,899
+HK$396/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$13,006/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,808
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,990
−HK$186/mo
Today · 4.125%
HK$7,176
baseline
▲ 0.50% · 4.625%
HK$7,554
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,352/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,527
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$206/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,359
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,262
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,456
−HK$198/mo
Today · 4.125%
HK$7,654
baseline
▲ 0.50% · 4.625%
HK$8,058
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,308/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,935
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,151
−HK$219/mo
Today · 4.125%
HK$7,370
baseline
▲ 0.50% · 4.625%
HK$7,819
+HK$449/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,740/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,716
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,923
−HK$209/mo
Today · 4.125%
HK$8,132
baseline
▲ 0.50% · 4.625%
HK$8,561
+HK$429/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,264/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,343
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,572
−HK$232/mo
Today · 4.125%
HK$7,804
baseline
▲ 0.50% · 4.625%
HK$8,279
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,608/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,169
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,389
−HK$222/mo
Today · 4.125%
HK$8,611
baseline
▲ 0.50% · 4.625%
HK$9,065
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,222/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).