▼ 0.50% · 3.625%
HK$4,069
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$128/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$264/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$124/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$251/mo
Deposit HK$892K · loan HK$892K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$142/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$289/mo
Deposit HK$803K · loan HK$982K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$136/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$276/mo
Deposit HK$803K · loan HK$982K · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,883
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,035
−HK$154/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,505
+HK$316/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,578
−HK$148/mo
Today · 4.125%
HK$5,726
baseline
▲ 0.50% · 4.625%
HK$6,028
+HK$302/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$11,452/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,290
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$167/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,964
+HK$342/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,885
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,043
−HK$160/mo
Today · 4.125%
HK$6,203
baseline
▲ 0.50% · 4.625%
HK$6,530
+HK$327/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,406/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,697
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,874
−HK$180/mo
Today · 4.125%
HK$6,054
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$369/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$12,108/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,338
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,508
−HK$172/mo
Today · 4.125%
HK$6,680
baseline
▲ 0.50% · 4.625%
HK$7,032
+HK$352/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$13,360/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,104
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,294
−HK$193/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,881
+HK$394/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,791
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,973
−HK$184/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,535
+HK$378/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,511
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,713
−HK$206/mo
Today · 4.125%
HK$6,919
baseline
▲ 0.50% · 4.625%
HK$7,340
+HK$421/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,838/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,243
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,438
−HK$197/mo
Today · 4.125%
HK$7,635
baseline
▲ 0.50% · 4.625%
HK$8,037
+HK$402/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,270/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,918
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,133
−HK$219/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,799
+HK$447/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,696
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,902
−HK$210/mo
Today · 4.125%
HK$8,112
baseline
▲ 0.50% · 4.625%
HK$8,539
+HK$427/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,224/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,325
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,553
−HK$231/mo
Today · 4.125%
HK$7,784
baseline
▲ 0.50% · 4.625%
HK$8,258
+HK$474/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$15,568/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,149
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,367
−HK$222/mo
Today · 4.125%
HK$8,589
baseline
▲ 0.50% · 4.625%
HK$9,042
+HK$453/mo
Deposit HK$178K · loan HK$1.61M · min. income ≈ HK$17,178/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).