▼ 0.50% · 3.625%
HK$4,476
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$141/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$290/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$135/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$277/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$156/mo
Today · 4.125%
HK$5,232
baseline
▲ 0.50% · 4.625%
HK$5,550
+HK$318/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$10,464/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$149/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,077
+HK$304/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,371
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,538
−HK$170/mo
Today · 4.125%
HK$5,708
baseline
▲ 0.50% · 4.625%
HK$6,055
+HK$347/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$11,416/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,975
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,135
−HK$163/mo
Today · 4.125%
HK$6,298
baseline
▲ 0.50% · 4.625%
HK$6,630
+HK$332/mo
Deposit HK$785K · loan HK$1.18M · min. income ≈ HK$12,596/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,818
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,999
−HK$184/mo
Today · 4.125%
HK$6,183
baseline
▲ 0.50% · 4.625%
HK$6,559
+HK$376/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$12,366/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,473
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,646
−HK$177/mo
Today · 4.125%
HK$6,823
baseline
▲ 0.50% · 4.625%
HK$7,182
+HK$359/mo
Deposit HK$687K · loan HK$1.28M · min. income ≈ HK$13,646/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,266
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,461
−HK$198/mo
Today · 4.125%
HK$6,659
baseline
▲ 0.50% · 4.625%
HK$7,064
+HK$405/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$13,318/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,971
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,158
−HK$189/mo
Today · 4.125%
HK$7,347
baseline
▲ 0.50% · 4.625%
HK$7,735
+HK$388/mo
Deposit HK$589K · loan HK$1.37M · min. income ≈ HK$14,694/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,713
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,922
−HK$212/mo
Today · 4.125%
HK$7,134
baseline
▲ 0.50% · 4.625%
HK$7,569
+HK$435/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,268/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,469
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,669
−HK$203/mo
Today · 4.125%
HK$7,872
baseline
▲ 0.50% · 4.625%
HK$8,287
+HK$415/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,744/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,161
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,384
−HK$226/mo
Today · 4.125%
HK$7,610
baseline
▲ 0.50% · 4.625%
HK$8,073
+HK$463/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,220/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,967
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,180
−HK$217/mo
Today · 4.125%
HK$8,397
baseline
▲ 0.50% · 4.625%
HK$8,840
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,794/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,609
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,845
−HK$241/mo
Today · 4.125%
HK$8,086
baseline
▲ 0.50% · 4.625%
HK$8,578
+HK$492/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,172/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,464
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,691
−HK$231/mo
Today · 4.125%
HK$8,922
baseline
▲ 0.50% · 4.625%
HK$9,392
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,844/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,056
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,307
−HK$254/mo
Today · 4.125%
HK$8,561
baseline
▲ 0.50% · 4.625%
HK$9,082
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,122/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,962
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,203
−HK$244/mo
Today · 4.125%
HK$9,447
baseline
▲ 0.50% · 4.625%
HK$9,945
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,894/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).