▼ 0.50% · 3.625%
HK$2,591
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,672
−HK$81/mo
Today · 4.125%
HK$2,753
baseline
▲ 0.50% · 4.625%
HK$2,921
+HK$168/mo
Deposit HK$568K · loan HK$568K · min. income ≈ HK$5,506/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,882
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,960
−HK$78/mo
Today · 4.125%
HK$3,038
baseline
▲ 0.50% · 4.625%
HK$3,198
+HK$160/mo
Deposit HK$568K · loan HK$568K · min. income ≈ HK$6,076/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,850
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,939
−HK$90/mo
Today · 4.125%
HK$3,029
baseline
▲ 0.50% · 4.625%
HK$3,213
+HK$184/mo
Deposit HK$511K · loan HK$625K · min. income ≈ HK$6,058/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,171
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,256
−HK$86/mo
Today · 4.125%
HK$3,342
baseline
▲ 0.50% · 4.625%
HK$3,518
+HK$176/mo
Deposit HK$511K · loan HK$625K · min. income ≈ HK$6,684/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,206
−HK$98/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$201/mo
Deposit HK$454K · loan HK$682K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,459
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,552
−HK$94/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,838
+HK$192/mo
Deposit HK$454K · loan HK$682K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,368
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,473
−HK$106/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,797
+HK$218/mo
Deposit HK$398K · loan HK$739K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,747
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$102/mo
Today · 4.125%
HK$3,950
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$208/mo
Deposit HK$398K · loan HK$739K · min. income ≈ HK$7,900/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,627
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,740
−HK$115/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,089
+HK$234/mo
Deposit HK$341K · loan HK$795K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$109/mo
Today · 4.125%
HK$4,253
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$225/mo
Deposit HK$341K · loan HK$795K · min. income ≈ HK$8,506/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,886
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,007
−HK$123/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$251/mo
Deposit HK$284K · loan HK$852K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$118/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$240/mo
Deposit HK$284K · loan HK$852K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,145
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$131/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$268/mo
Deposit HK$227K · loan HK$909K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,612
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$126/mo
Today · 4.125%
HK$4,861
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$256/mo
Deposit HK$227K · loan HK$909K · min. income ≈ HK$9,722/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$139/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$285/mo
Deposit HK$170K · loan HK$966K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$134/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$272/mo
Deposit HK$170K · loan HK$966K · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$147/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,258
+HK$302/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,188
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,327
−HK$142/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$288/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).