▼ 0.50% · 3.625%
HK$4,190
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$132/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$271/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$127/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$259/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,609
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,752
−HK$146/mo
Today · 4.125%
HK$4,898
baseline
▲ 0.50% · 4.625%
HK$5,196
+HK$298/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$9,796/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$139/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$285/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$159/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$325/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$152/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$311/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$172/mo
Today · 4.125%
HK$5,788
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$352/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$11,576/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$165/mo
Today · 4.125%
HK$6,387
baseline
▲ 0.50% · 4.625%
HK$6,723
+HK$336/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$12,774/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,048
−HK$185/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,613
+HK$380/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,700
−HK$178/mo
Today · 4.125%
HK$6,878
baseline
▲ 0.50% · 4.625%
HK$7,241
+HK$363/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$13,756/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,285
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,480
−HK$199/mo
Today · 4.125%
HK$6,679
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$406/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$13,358/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,992
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,179
−HK$190/mo
Today · 4.125%
HK$7,369
baseline
▲ 0.50% · 4.625%
HK$7,758
+HK$389/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$14,738/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,912
−HK$212/mo
Today · 4.125%
HK$7,124
baseline
▲ 0.50% · 4.625%
HK$7,557
+HK$433/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$14,248/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,458
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$203/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,275
+HK$414/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,123
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,344
−HK$225/mo
Today · 4.125%
HK$7,569
baseline
▲ 0.50% · 4.625%
HK$8,030
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,138/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,924
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,136
−HK$216/mo
Today · 4.125%
HK$8,352
baseline
▲ 0.50% · 4.625%
HK$8,792
+HK$440/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,704/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,542
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,776
−HK$238/mo
Today · 4.125%
HK$8,014
baseline
▲ 0.50% · 4.625%
HK$8,502
+HK$488/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,028/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,390
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,615
−HK$228/mo
Today · 4.125%
HK$8,843
baseline
▲ 0.50% · 4.625%
HK$9,309
+HK$466/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$17,686/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).