▼ 0.50% · 3.625%
HK$4,231
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,362
−HK$134/mo
Today · 4.125%
HK$4,496
baseline
▲ 0.50% · 4.625%
HK$4,770
+HK$274/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$8,992/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,833
−HK$128/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,223
+HK$262/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$147/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,247
+HK$301/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$141/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,745
+HK$288/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,235
−HK$160/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,724
+HK$329/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,648
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,800
−HK$153/mo
Today · 4.125%
HK$5,953
baseline
▲ 0.50% · 4.625%
HK$6,267
+HK$314/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$11,906/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$174/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$356/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$166/mo
Today · 4.125%
HK$6,449
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$340/mo
Deposit HK$649K · loan HK$1.21M · min. income ≈ HK$12,898/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$188/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$383/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,589
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$180/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$366/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,346
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,544
−HK$200/mo
Today · 4.125%
HK$6,744
baseline
▲ 0.50% · 4.625%
HK$7,155
+HK$411/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,488/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,060
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,250
−HK$192/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,834
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,769
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,980
−HK$214/mo
Today · 4.125%
HK$7,194
baseline
▲ 0.50% · 4.625%
HK$7,632
+HK$438/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,388/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,531
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,733
−HK$205/mo
Today · 4.125%
HK$7,938
baseline
▲ 0.50% · 4.625%
HK$8,356
+HK$418/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,876/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,192
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,416
−HK$227/mo
Today · 4.125%
HK$7,643
baseline
▲ 0.50% · 4.625%
HK$8,109
+HK$466/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$15,286/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,002
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,216
−HK$218/mo
Today · 4.125%
HK$8,434
baseline
▲ 0.50% · 4.625%
HK$8,878
+HK$444/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$16,868/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,616
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,852
−HK$241/mo
Today · 4.125%
HK$8,093
baseline
▲ 0.50% · 4.625%
HK$8,586
+HK$493/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,186/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,472
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,699
−HK$231/mo
Today · 4.125%
HK$8,930
baseline
▲ 0.50% · 4.625%
HK$9,401
+HK$471/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,860/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).