▼ 0.50% · 3.625%
HK$4,172
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,301
−HK$132/mo
Today · 4.125%
HK$4,433
baseline
▲ 0.50% · 4.625%
HK$4,703
+HK$270/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$8,866/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$127/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$257/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$145/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,173
+HK$297/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$139/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$283/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$158/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,643
+HK$323/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,718
−HK$152/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$309/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$171/mo
Today · 4.125%
HK$5,763
baseline
▲ 0.50% · 4.625%
HK$6,114
+HK$351/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$11,526/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,033
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,195
−HK$164/mo
Today · 4.125%
HK$6,359
baseline
▲ 0.50% · 4.625%
HK$6,694
+HK$335/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$12,718/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,840
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,022
−HK$184/mo
Today · 4.125%
HK$6,206
baseline
▲ 0.50% · 4.625%
HK$6,584
+HK$378/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$12,412/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,671
−HK$177/mo
Today · 4.125%
HK$6,848
baseline
▲ 0.50% · 4.625%
HK$7,209
+HK$361/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$13,696/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,452
−HK$198/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$404/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$189/mo
Today · 4.125%
HK$7,337
baseline
▲ 0.50% · 4.625%
HK$7,724
+HK$387/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$14,674/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,674
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,882
−HK$211/mo
Today · 4.125%
HK$7,093
baseline
▲ 0.50% · 4.625%
HK$7,525
+HK$432/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,186/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,425
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,624
−HK$202/mo
Today · 4.125%
HK$7,826
baseline
▲ 0.50% · 4.625%
HK$8,239
+HK$413/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,652/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,092
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,312
−HK$224/mo
Today · 4.125%
HK$7,536
baseline
▲ 0.50% · 4.625%
HK$7,995
+HK$459/mo
Deposit HK$274K · loan HK$1.56M · min. income ≈ HK$15,072/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,889
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,101
−HK$215/mo
Today · 4.125%
HK$8,316
baseline
▲ 0.50% · 4.625%
HK$8,754
+HK$438/mo
Deposit HK$274K · loan HK$1.56M · min. income ≈ HK$16,632/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,509
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,742
−HK$238/mo
Today · 4.125%
HK$7,980
baseline
▲ 0.50% · 4.625%
HK$8,465
+HK$485/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,960/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,353
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,577
−HK$228/mo
Today · 4.125%
HK$8,805
baseline
▲ 0.50% · 4.625%
HK$9,269
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,610/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).