▼ 0.50% · 3.625%
HK$4,181
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$132/mo
Today · 4.125%
HK$4,443
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$271/mo
Deposit HK$917K · loan HK$917K · min. income ≈ HK$8,886/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$127/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$258/mo
Deposit HK$917K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,742
−HK$146/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$297/mo
Deposit HK$825K · loan HK$1.01M · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,254
−HK$139/mo
Today · 4.125%
HK$5,393
baseline
▲ 0.50% · 4.625%
HK$5,677
+HK$284/mo
Deposit HK$825K · loan HK$1.01M · min. income ≈ HK$10,786/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$158/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,657
+HK$325/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,582
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$151/mo
Today · 4.125%
HK$5,883
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$311/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$11,766/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$171/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,128
+HK$352/mo
Deposit HK$642K · loan HK$1.19M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,047
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$165/mo
Today · 4.125%
HK$6,374
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$336/mo
Deposit HK$642K · loan HK$1.19M · min. income ≈ HK$12,748/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,036
−HK$185/mo
Today · 4.125%
HK$6,221
baseline
▲ 0.50% · 4.625%
HK$6,599
+HK$378/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$12,442/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,687
−HK$177/mo
Today · 4.125%
HK$6,864
baseline
▲ 0.50% · 4.625%
HK$7,226
+HK$362/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$13,728/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$198/mo
Today · 4.125%
HK$6,665
baseline
▲ 0.50% · 4.625%
HK$7,071
+HK$406/mo
Deposit HK$458K · loan HK$1.38M · min. income ≈ HK$13,330/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,977
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,164
−HK$190/mo
Today · 4.125%
HK$7,354
baseline
▲ 0.50% · 4.625%
HK$7,742
+HK$388/mo
Deposit HK$458K · loan HK$1.38M · min. income ≈ HK$14,708/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,690
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,898
−HK$211/mo
Today · 4.125%
HK$7,109
baseline
▲ 0.50% · 4.625%
HK$7,542
+HK$433/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$14,218/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,442
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,642
−HK$203/mo
Today · 4.125%
HK$7,845
baseline
▲ 0.50% · 4.625%
HK$8,258
+HK$413/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$15,690/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,108
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$225/mo
Today · 4.125%
HK$7,554
baseline
▲ 0.50% · 4.625%
HK$8,013
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,108/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,908
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,120
−HK$215/mo
Today · 4.125%
HK$8,335
baseline
▲ 0.50% · 4.625%
HK$8,774
+HK$439/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,670/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,526
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,760
−HK$238/mo
Today · 4.125%
HK$7,998
baseline
▲ 0.50% · 4.625%
HK$8,485
+HK$487/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,996/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,373
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,597
−HK$228/mo
Today · 4.125%
HK$8,825
baseline
▲ 0.50% · 4.625%
HK$9,290
+HK$465/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,650/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).