▼ 0.50% · 3.625%
HK$4,582
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,725
−HK$144/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,166
+HK$297/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,098
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$139/mo
Today · 4.125%
HK$5,373
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,746/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$159/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$326/mo
Deposit HK$904K · loan HK$1.11M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$152/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$312/mo
Deposit HK$904K · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,499
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,670
−HK$173/mo
Today · 4.125%
HK$5,843
baseline
▲ 0.50% · 4.625%
HK$6,199
+HK$356/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$11,686/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,117
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,281
−HK$167/mo
Today · 4.125%
HK$6,448
baseline
▲ 0.50% · 4.625%
HK$6,787
+HK$339/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$12,896/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,957
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,142
−HK$188/mo
Today · 4.125%
HK$6,330
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$385/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$12,660/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,627
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,805
−HK$180/mo
Today · 4.125%
HK$6,985
baseline
▲ 0.50% · 4.625%
HK$7,353
+HK$368/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$13,970/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,415
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$203/mo
Today · 4.125%
HK$6,817
baseline
▲ 0.50% · 4.625%
HK$7,232
+HK$415/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$13,634/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,137
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,328
−HK$194/mo
Today · 4.125%
HK$7,522
baseline
▲ 0.50% · 4.625%
HK$7,919
+HK$397/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$15,044/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,873
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,087
−HK$217/mo
Today · 4.125%
HK$7,304
baseline
▲ 0.50% · 4.625%
HK$7,749
+HK$445/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,608/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,646
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,851
−HK$208/mo
Today · 4.125%
HK$8,059
baseline
▲ 0.50% · 4.625%
HK$8,484
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,118/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,331
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$232/mo
Today · 4.125%
HK$7,791
baseline
▲ 0.50% · 4.625%
HK$8,265
+HK$474/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,582/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,156
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,375
−HK$222/mo
Today · 4.125%
HK$8,597
baseline
▲ 0.50% · 4.625%
HK$9,050
+HK$453/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,194/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,790
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,032
−HK$246/mo
Today · 4.125%
HK$8,278
baseline
▲ 0.50% · 4.625%
HK$8,782
+HK$504/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,556/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,666
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,898
−HK$236/mo
Today · 4.125%
HK$9,134
baseline
▲ 0.50% · 4.625%
HK$9,615
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,268/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,248
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,504
−HK$261/mo
Today · 4.125%
HK$8,765
baseline
▲ 0.50% · 4.625%
HK$9,298
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,530/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,176
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,422
−HK$249/mo
Today · 4.125%
HK$9,671
baseline
▲ 0.50% · 4.625%
HK$10,181
+HK$510/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,342/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).