▼ 0.50% · 3.625%
HK$4,382
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$138/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$283/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$133/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$270/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$153/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,434
+HK$311/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$145/mo
Today · 4.125%
HK$5,652
baseline
▲ 0.50% · 4.625%
HK$5,950
+HK$298/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$11,304/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,259
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,422
−HK$166/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$341/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$159/mo
Today · 4.125%
HK$6,166
baseline
▲ 0.50% · 4.625%
HK$6,491
+HK$325/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$12,332/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,697
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,874
−HK$180/mo
Today · 4.125%
HK$6,054
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$369/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$12,108/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,338
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,508
−HK$172/mo
Today · 4.125%
HK$6,680
baseline
▲ 0.50% · 4.625%
HK$7,032
+HK$352/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$13,360/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,135
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,326
−HK$194/mo
Today · 4.125%
HK$6,520
baseline
▲ 0.50% · 4.625%
HK$6,917
+HK$397/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,040/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,825
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,008
−HK$186/mo
Today · 4.125%
HK$7,194
baseline
▲ 0.50% · 4.625%
HK$7,573
+HK$379/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,388/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,573
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,778
−HK$208/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,411
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,313
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,509
−HK$199/mo
Today · 4.125%
HK$7,708
baseline
▲ 0.50% · 4.625%
HK$8,114
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,416/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,012
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,230
−HK$221/mo
Today · 4.125%
HK$7,451
baseline
▲ 0.50% · 4.625%
HK$7,905
+HK$454/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,902/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,800
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,010
−HK$212/mo
Today · 4.125%
HK$8,222
baseline
▲ 0.50% · 4.625%
HK$8,655
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,444/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,450
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,682
−HK$235/mo
Today · 4.125%
HK$7,917
baseline
▲ 0.50% · 4.625%
HK$8,399
+HK$482/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,834/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,288
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,510
−HK$226/mo
Today · 4.125%
HK$8,736
baseline
▲ 0.50% · 4.625%
HK$9,196
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,472/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,888
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,133
−HK$250/mo
Today · 4.125%
HK$8,383
baseline
▲ 0.50% · 4.625%
HK$8,893
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,766/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,775
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,011
−HK$238/mo
Today · 4.125%
HK$9,249
baseline
▲ 0.50% · 4.625%
HK$9,737
+HK$488/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,498/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).