▼ 0.50% · 3.625%
HK$4,450
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$141/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$287/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,951
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$135/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$275/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$155/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$316/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$148/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$303/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,341
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$168/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$6,021
+HK$346/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,101
−HK$161/mo
Today · 4.125%
HK$6,262
baseline
▲ 0.50% · 4.625%
HK$6,592
+HK$330/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,524/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,966
−HK$182/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$375/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,436
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,609
−HK$175/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,142
+HK$358/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,231
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,425
−HK$196/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$403/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,932
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,117
−HK$189/mo
Today · 4.125%
HK$7,306
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,612/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,883
−HK$211/mo
Today · 4.125%
HK$7,094
baseline
▲ 0.50% · 4.625%
HK$7,526
+HK$432/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,188/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,427
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,626
−HK$202/mo
Today · 4.125%
HK$7,828
baseline
▲ 0.50% · 4.625%
HK$8,241
+HK$413/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,656/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,121
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,342
−HK$225/mo
Today · 4.125%
HK$7,567
baseline
▲ 0.50% · 4.625%
HK$8,028
+HK$461/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,134/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,922
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,134
−HK$216/mo
Today · 4.125%
HK$8,350
baseline
▲ 0.50% · 4.625%
HK$8,790
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,700/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,566
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$239/mo
Today · 4.125%
HK$8,040
baseline
▲ 0.50% · 4.625%
HK$8,530
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,080/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,417
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,643
−HK$229/mo
Today · 4.125%
HK$8,872
baseline
▲ 0.50% · 4.625%
HK$9,339
+HK$467/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,744/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,011
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,260
−HK$253/mo
Today · 4.125%
HK$8,513
baseline
▲ 0.50% · 4.625%
HK$9,031
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,026/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,912
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,151
−HK$243/mo
Today · 4.125%
HK$9,394
baseline
▲ 0.50% · 4.625%
HK$9,889
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,788/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).