▼ 0.50% · 3.625%
HK$4,397
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,534
−HK$139/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,957
+HK$284/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,892
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$133/mo
Today · 4.125%
HK$5,156
baseline
▲ 0.50% · 4.625%
HK$5,428
+HK$272/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$10,312/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,987
−HK$153/mo
Today · 4.125%
HK$5,140
baseline
▲ 0.50% · 4.625%
HK$5,453
+HK$313/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$10,280/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,381
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,525
−HK$146/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$299/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,441
−HK$166/mo
Today · 4.125%
HK$5,607
baseline
▲ 0.50% · 4.625%
HK$5,948
+HK$341/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$11,214/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,870
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,027
−HK$160/mo
Today · 4.125%
HK$6,187
baseline
▲ 0.50% · 4.625%
HK$6,513
+HK$326/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$12,374/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,716
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,894
−HK$181/mo
Today · 4.125%
HK$6,075
baseline
▲ 0.50% · 4.625%
HK$6,444
+HK$369/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$12,150/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,530
−HK$173/mo
Today · 4.125%
HK$6,703
baseline
▲ 0.50% · 4.625%
HK$7,056
+HK$353/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$13,406/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,156
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,347
−HK$195/mo
Today · 4.125%
HK$6,542
baseline
▲ 0.50% · 4.625%
HK$6,940
+HK$398/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,084/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,848
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,032
−HK$186/mo
Today · 4.125%
HK$7,218
baseline
▲ 0.50% · 4.625%
HK$7,599
+HK$381/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,436/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,596
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,801
−HK$208/mo
Today · 4.125%
HK$7,009
baseline
▲ 0.50% · 4.625%
HK$7,436
+HK$427/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,018/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,337
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,534
−HK$200/mo
Today · 4.125%
HK$7,734
baseline
▲ 0.50% · 4.625%
HK$8,142
+HK$408/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,468/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,035
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,254
−HK$222/mo
Today · 4.125%
HK$7,476
baseline
▲ 0.50% · 4.625%
HK$7,931
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,952/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,827
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,036
−HK$213/mo
Today · 4.125%
HK$8,249
baseline
▲ 0.50% · 4.625%
HK$8,684
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,498/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,475
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,707
−HK$237/mo
Today · 4.125%
HK$7,944
baseline
▲ 0.50% · 4.625%
HK$8,427
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,888/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,316
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,539
−HK$226/mo
Today · 4.125%
HK$8,765
baseline
▲ 0.50% · 4.625%
HK$9,227
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,530/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,915
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,161
−HK$250/mo
Today · 4.125%
HK$8,411
baseline
▲ 0.50% · 4.625%
HK$8,923
+HK$512/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,822/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,805
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,041
−HK$240/mo
Today · 4.125%
HK$9,281
baseline
▲ 0.50% · 4.625%
HK$9,770
+HK$489/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,562/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).