▼ 0.50% · 3.625%
HK$20,021
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,644
−HK$633/mo
Today · 4.125%
HK$21,277
baseline
▲ 0.50% · 4.625%
HK$22,571
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,554/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,274
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,871
−HK$606/mo
Today · 4.125%
HK$23,477
baseline
▲ 0.50% · 4.625%
HK$24,714
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,954/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,023
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,709
−HK$696/mo
Today · 4.125%
HK$23,405
baseline
▲ 0.50% · 4.625%
HK$24,829
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,810/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,501
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$667/mo
Today · 4.125%
HK$25,825
baseline
▲ 0.50% · 4.625%
HK$27,186
+HK$1,361/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,650/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,026
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,773
−HK$759/mo
Today · 4.125%
HK$25,532
baseline
▲ 0.50% · 4.625%
HK$27,086
+HK$1,554/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,064/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,728
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,445
−HK$727/mo
Today · 4.125%
HK$28,172
baseline
▲ 0.50% · 4.625%
HK$29,657
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,344/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,028
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,837
−HK$823/mo
Today · 4.125%
HK$27,660
baseline
▲ 0.50% · 4.625%
HK$29,343
+HK$1,683/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,320/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,956
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$788/mo
Today · 4.125%
HK$30,520
baseline
▲ 0.50% · 4.625%
HK$32,129
+HK$1,609/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,040/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,030
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,902
−HK$886/mo
Today · 4.125%
HK$29,788
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$59,576/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,183
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,019
−HK$849/mo
Today · 4.125%
HK$32,868
baseline
▲ 0.50% · 4.625%
HK$34,600
+HK$1,732/mo
Deposit HK$2.63M · loan HK$6.15M · min. income ≈ HK$65,736/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,032
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,966
−HK$949/mo
Today · 4.125%
HK$31,915
baseline
▲ 0.50% · 4.625%
HK$33,857
+HK$1,942/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,830/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,410
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,306
−HK$909/mo
Today · 4.125%
HK$35,215
baseline
▲ 0.50% · 4.625%
HK$37,072
+HK$1,857/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,430/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,034
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,031
−HK$1,012/mo
Today · 4.125%
HK$34,043
baseline
▲ 0.50% · 4.625%
HK$36,114
+HK$2,071/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,086/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,638
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,593
−HK$970/mo
Today · 4.125%
HK$37,563
baseline
▲ 0.50% · 4.625%
HK$39,543
+HK$1,980/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,126/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,036
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,095
−HK$1,076/mo
Today · 4.125%
HK$36,171
baseline
▲ 0.50% · 4.625%
HK$38,372
+HK$2,201/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,342/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,865
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,881
−HK$1,030/mo
Today · 4.125%
HK$39,911
baseline
▲ 0.50% · 4.625%
HK$42,014
+HK$2,103/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,822/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,038
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,159
−HK$1,139/mo
Today · 4.125%
HK$38,298
baseline
▲ 0.50% · 4.625%
HK$40,629
+HK$2,331/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,596/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,092
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,168
−HK$1,090/mo
Today · 4.125%
HK$42,258
baseline
▲ 0.50% · 4.625%
HK$44,486
+HK$2,228/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,516/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,409 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).